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Top Question:
What is the daily cut-off time for deposits?
Best Answer:

Our daily cut-off time is 8:00 pm CST on bank-business days.  Deposits and/or transfers submitted after the 8:00 pm CST cut-off time or on a non-bank-business day (such as a holiday or weekend) will be posted on the next bank-business day.

Our general funds availability policy is to allow you to withdraw funds deposited in your account on the first business day after the day we receive your deposit.  Funds from electronic direct deposits will be available on the day we receive the deposit.  In some cases, we may delay your ability to withdraw funds beyond the first business day if more time is required to verify the deposit.  Then, the fund will generally be available by the fourth business day after the day of deposit.

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