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Top Question:
What is an Arvest Spending card?
Best Answer:

Effective July 10, 2017, Arvest Bank no longer offers spending cards.

If you have a spending card that was issued prior to July 10, 2017, you may continue to use it as usual. If, however, your current spending card is lost or stolen, Arvest will not issue a new card. If your card is lost or stolen – or if you believe someone has made unauthorized purchases with your card – call (866) 952-9523 or visit a nearby Arvest branch immediately.

Some additional reminders for those who have a spending card issued prior to July 10, 2017:

  • You cannot spend more money than you have available on your spending card.
  • Your spending card is designed to make purchases for only the amount you have loaded, and does not have overdraft privilege. In the unlikely event your card balance becomes negative due to a transaction, your next deposit will apply toward the negative balance.
  • To unload your spending card and close the card, please visit a nearby Arvest branch and associate will help you with this transaction.
  • A $5 fee will be charged when your spending card is closed.
  • When closing an empty spending card, please call (866) 952-9523 or visit a nearby Arvest branch to deactivate the card and avoid any additional monthly service charges.

One-time Card Issuance Fee

After July 10, 2017, we will no longer offer Spending Cards

Monthly Maintenance Fee


ATM Usage Fee-Arvest ATM

No Fee

ATM Usage Fee-Non Arvest


ATM Balance Inquiry-Arvest

No Fee

24-Hour Account Info Line

No Fee

Lost/Stolen Replacement Card

After July 10, 2017, we will no longer offer Spending Cards

Dormant Account Status

$8 per month


*Some non-Arvest ATMs may charge an additional local fee

Arvest Spending Card Terms and Conditions


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