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Top Question:
What happens if I make a purchase and exceed my credit limit?
Best Answer:

Unless you request otherwise, we may decline any transaction causing you to exceed your credit card limit. If you want us to authorize these transactions, you can request Over-the-Credit Limit coverage. If you choose Over-the-Credit Limit coverage and exceed your Credit Limit, we will charge you a fee of $25.00.  You will only pay one fee per billing cycle, even if you exceed your limit multiple times in the same cycle.  Even with Over-the-Credit Limit coverage, we may still decline a transaction that would cause you to exceed your Credit Limit.

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