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A chip card is your standard-sized debit card that contains an embedded microchip as well as the traditional magnetic stripe. Purchases made using the chip utilize a unique process to authenticate the transaction. This process generates a unique one-time code that makes it virtually impossible to create a counterfeit card.

Visa chip-enabled debit cards are free when you open an account or when replaced due to expiration. A replacement fee of $7.50 may apply for an unscheduled card replacement. To order a chip-enabled debit card, visit a nearby branch location or call Customer Service at (866) 952-9523. New customers are not charged for initial chip-enabled debit card orders; $50 minimum deposit to open a checking account.

For more information on chip-enabled debit cards visit arvest.com/chip.