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Top Question:
What is a loan modification?
Best Answer:

A loan modification can work in different ways. If you are past due on your loan, a modification may bring your account current without changing your payment amount, or it may reduce your monthly payment to an amount you can afford.  Modifications may involve extending the number of months in your loan term and/or reducing your interest rate.  Loan modification plans will differ depending on your financial situation and loan type. In some instances, you may be required to pay any interest due before a loan modification can be completed.

Please note: Payment assistance and loan relief options will vary depending on your loan type and financial situation.  Arvest Bank wants to assist you whenever possible. Contact us at the earliest indication of a potential problem with your payment:

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