Get More!
Earn a Bonus up to $75


Arvest Flex Rewards™ Credit Cards Give You More

Get a new Arvest credit card and you'll automatically be enrolled in the Arvest Flex Rewards™ program to earn 1 point for every $1 you spend, plus you can earn up to 7,500 bonus points* (a $75 value) in your first three months with the card. Redeem points however you choose – for cash back, statement credits, gift cards or travel. As a card holder, you enjoy many benefits such as:

  • $0 Annual Fee
  • $0 Balance Transfer Fee
  • Low Intro Rate and APR
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Special Introductory Rate

Take advantage of a special 4.9% APR for the first 6 months on new Arvest personal credit cards. The rate applies to:

  • Purchases
  • Balance Transfers
  • Cash Advances

How To Apply

Additional information about Arvest Credit Cards and Arvest Flex Rewards™ is available online or by calling us at (866) 952-9523.


Order a Family Card

Get extra Arvest Family Cards for individuals you want to have access to your account.

  • Set dollar amounts for each card
  • Use just like a credit card
  • Great option for parents
  • Earn rewards on purchases
  • Online account management

†Introductory APR for new accounts is 4.9% for 6 months. After the introductory period, based on your creditworthiness, the standard variable APR for purchases, cash advances, and balance transfers will be either 20.15% for Standard VISA accounts, 16.15% for VISA Gold accounts, or 13.15% for VISA Platinum accounts. These APRs will vary with the market based on the Prime Rate. Interest will be charged on purchases made with your credit card, unless you pay the entire amount (including any transferred balance amount) in full each month by the payment due date. However, there is no Minimum Interest Charge. There is no Annual Fee. However, fees may apply to your account: Cash advance fee is either $4 of 4% of the amount of each advance, whichever is greater; Foreign transaction fee is 1% of each transaction in U.S. dollars; Over-the-credit limit fee is $25 per statement cycle; Return payment fee is $25.

*Open a new Arvest Personal Credit Card to qualify for the one-time bonus of up to $75 after spending $3,000 on eligible purchases within the first (3) months of account opening. $75 bonus is awarded as 7,500 rewards points in the Arvest Flex Rewards™ program. Arvest Flex Rewards™ is a program where you can earn one point for every $1 you spend using your Arvest Credit Card. The 7,500 bonus points will be awarded in installments through a tiered payout model. Make $1,000 in purchases and earn 2,500 bonus points; make an additional $1000 in purchases and earn an additional 2,500 bonus points; make $1000 more in purchases and earn an additional 2,500 bonus points. Eligible purchases can be made by the primary cardholder or any additional cardholders on a single Card Account. Limit one 7,500 points bonus per Card Account. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, convenience check transactions, purchases of traveler's checks, purchases or reloading of prepaid cards or purchases of other cash equivalents. Bonus points will be applied to your account within three billing cycles after your qualifying purchase. To be eligible for either bonus offer, the Card Account must be open and not in default as of the date the bonus points are applied. Bonus offers are subject to credit approval. For complete details, ask an Arvest associate. Offer valid from January 1 through June 30, 2017.