Arvest Credit Cards
100 Reasons
To Reward Yourself


Now Up To a $100 Bonus*

Cash back, flights, experiences in new places, shopping at your favorite retailers, dining out—all yours to enjoy with automatic enrollment in the Arvest Flex Rewards™ program. Just open a new Arvest Credit Card, and you'll earn 1 point for every $1 you spend. Plus, you can earn up to a $100 bonus (awarded as 10,000 Arvest Flex Rewards™ points) in your first three months using the card*. Redeem points however you choose – for cash back, statement credits, gift cards or travel. As a card holder, you will enjoy many benefits such as:

  • $0 Annual Fee
  • 1 Point for Every $1 Spent
  • Low Intro Rate and APR

Watch and learn more about Flex Rewards

Flex Rewards Logo

Special Introductory Rate

Take advantage of a special 4.9% APR for the first 6 months on new Arvest personal credit cards. The rate applies to:

  • Purchases
  • Balance Transfers
  • Cash Advances

How To Apply

Additional information about Arvest Credit Cards and Arvest Flex Rewards™ is available online or by calling us at (866) 952-9523.


Order Arvest Family Cards

Share credit card funds with your family

  • Set limits for each card
  • Great option for parents
  • Earn rewards on purchases
  • Online account management

* Open a new Arvest Personal Credit Card to qualify for the one-time bonus of up to $100 after spending $3,000 on eligible purchases within the first (3) months of account opening. $100 bonus is awarded as 10,000 rewards points in the Arvest Flex Rewards™ program. Arvest Flex Rewards™ is a program where you can earn one point for every $1 you spend using your Arvest Credit Card. The 10,000 bonus points will be awarded in installments through a tiered payout model. Make $1,000 in purchases and earn 3,000 bonus points; make an additional $1,000 in purchases and earn an additional 3,000 bonus points; make $1,000 more in purchases and earn an additional 4,000 bonus points. Eligible purchases can be made by the primary cardholder or any additional cardholders on a single Card Account. Limit one 10,000 points bonus per Card Account. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, convenience check transactions, purchases of traveler’s checks, purchases or reloading of prepaid cards or purchases of other cash equivalents. Bonus points will be applied to your account within three billing cycles after your qualifying purchase. To be eligible for either bonus offer, the Card Account must be open and not in default as of the date the bonus points are applied. Bonus offers are subject to credit approval. Offer valid from July 1 through December 31, 2018.