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FDIC-Insured FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Arvest flex rewards personal credit cards
Enjoy unlimited rewards plus a low intro ratE

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$150 Rewards bonus**
Earn 15,000 Arvest Flex Rewards™ points ($150 value) when you open a new account and spend $500 in eligible purchases within the first three months.** 
 

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Special 0% introductory APR*

Enjoy our introductory APR on purchases and balance transfers* for 12 billing cycles. After that, rate will be based on creditworthiness, currently 17.99% - 24.99%.

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Arvest Visa Signature® Credit Card

Well-qualified customers can enjoy these valuable perks of the Arvest Visa Signature® card:

  • More Arvest Flex Rewards® earning power – 1.5X points for every dollar spent on eligible purchases to use for cash back, statement credits, travel, gift cards, event tickets and more
  • No annual fee1 and a low introductory APR
  • Valuable credit back for the Global Entry or TSA Pre✓® application fees2, up to $100
  • Best rates, automatic upgrades and VIP perks at more than 900 Visa Signature® Luxury Hotels3
  • Luxury travel and lifestyle extras wherever life takes you including 24/7 complimentary Visa Signature® Concierge services4
  • Easily manage your Arvest Flex Rewards account online
  • ID Navigator Powered by NortonLifeLock to help safeguard your identity
  • Visa's Zero Liability protection, Roadside Dispatch and Global Emergency Assistance Services
  • 24/7 online and mobile access to your account and contactless Tap and Go

Apply For An Arvest Signature® Credit Card

1 Pricing and Terms

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Arvest Platinum Credit Card

  • Earning 1 point for every dollar spent on eligible purchases to use for cash back, statement credits, travel, gift cards, event tickets and more
  • No annual fee1 and a low introductory APR
  • Easily manage your Arvest Flex Rewards® account online
  • ID Navigator Powered by NortonLifeLock to help safeguard your identity
  • Visa's Zero Liability protection, Roadside Dispatch and Global Emergency Assistance Services
  • 24/7 online and mobile access to your account and contactless Tap and Go

Apply For An Arvest Platinum Credit Card

1 Pricing and Terms

Account Disclosure

Additional information about Arvest credit card options  is available online or by calling us at (866) 952-9523.

Arvest Credit Cards are subject to credit approval.

*Introductory Rate: 0% introductory Annual Percentage Rate (APR) is valid on purchases and balance transfers for twelve (12) billing cycles from date of account opening. After that, your APR for purchases and balance transfers will be based on your creditworthiness, currently between 17.99% - 24.99% APR. These APRs will vary based on the Prime Rate. The APR for Cash Advances is 24.99% APR and will vary based on the Prime Rate. Balance transfer fee will be either $10 or 3% of the amount of each balance transfer, whichever is greater. The transaction fee for Cash Advances and cash equivalent transactions is the greater of $4 or 4% of each transaction. There is no foreign transaction fee. Late payment and returned check fees are $25 each. Rates apply to new accounts only and are accurate as of November 1, 2024. *Balance Transfer: Balance transfers can be conducted from the minimum $250 up to your available credit line. **Bonus: Open a new Arvest Visa Signature® or Arvest Platinum personal credit card to qualify for the one-time new account rewards bonus of $150 after spending $500 on eligible purchases within the first three (3) billing cycles of account opening. $150 new account rewards bonus is awarded as 15,000 rewards points in the Arvest Flex Rewards® program. Arvest Flex Rewards® is a program that offers 1.5 rewards points for every $1 spent on qualifying purchases made with your Arvest Visa Signature® Credit Card, or 1 rewards point for every $1 spent on qualifying purchases made with your Arvest Platinum Credit Card. Eligible purchases can be made by the primary cardholder or any additional cardholders on a single Card Account. Limit one (1) 15,000 points new account rewards bonus per Card Account. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, convenience check transactions, purchases of traveler's checks, purchases or reloading of prepaid cards or purchases of other cash equivalents. New account rewards bonus points will be applied to your account within three (3) billing cycles after your qualifying purchase(s). To be eligible for the $150 new account rewards bonus offer, the Card Account must be open and not in default as of the date the new account rewards bonus points are applied. Offer subject to change. Additional limitations, terms and conditions may apply. 

Some of the above benefits are provided by Visa® and may vary by product. Certain fees and restrictions may apply and are subject to change. Once your account is opened, we will send you a Guide to Benefits, which includes a full explanation of benefit coverages and registration requirements. You may also view our Guide to Benefits at arvest.com/creditcards. 

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