Fund your major repairs & expenses

Apply for a home equity line of credit
A man and woman installing a lighting fixture in their home

Purchasing power to manage large projects

Looking for a way to tackle something big like a home renovation, a new car or repair? A home equity line of credit (HELOC) may be exactly what you need to get started. By borrowing against the available equity in your home, a HELOC can give you the purchasing power to handle unexpected expenses.

  • Glyph of a laptop with a circle check

    Apply online

    Complete our easy online application and let our lending professionals help you get a great rate on your new home equity line of credit.
  • An Arvest branch icon

    Visit a local branch

    Our lending professionals are ready to help at an Arvest branch near you.
  • A chat bubble icon with a landline phone inside it

    Apply by phone

    Call us today at (855) 662-5626 to get started.
Man and woman holding tile samples in a kitchen.

Fast, flexible & affordable

A home equity line of credit allows you access to funds faster than some other loan options and institutions. Working with us, your loan could be ready to close in as few as 10 days from your application.*

HELOCs allow you to easily access funds as needed, providing you with convenience and security. You can use your line of credit to finish a big project, or you can use it here and there whenever necessary. You can even set some aside so it's available for emergencies.

Plus, Arvest can provide a great rate to give you as much flexibility as possible.

Frequently asked questions about HELOCs

What can I use a HELOC for?

You can use a HELOC in many different ways. Common uses include home renovations, a new car, emergency funds or other major life expenses.

How can I determine the equity in my home?

This is the difference between the current market value of your property and the principal balance of all outstanding loans on the property. Find a lender near you or call (855) 287-7852 to find out more. 

Are HELOC interest rates fixed or variable?

Arvest’s home equity lines of credit carry variable interest rates, meaning your rate and monthly payment will fluctuate as market interest rates change.

What is the difference between a HELOC and a home equity loan?

A HELOC offers variable interest rates and flexible, recurring draws. A home equity loan provides a single lump-sum payout upfront with a fixed interest rate and fixed monthly payments.

Apply today

Our loan specialists are ready to help you take advantage of your home's equity. Apply online to get started.

Start application

Find a branch near you

With more than 200 banking locations in Arkansas, Oklahoma, Missouri and Kansas, we’re local to you.