Arvest Credit Card Options

ARVEST VISA® CREDIT CARDS OFFER:

ACHIEVE MORE WITH AN ARVEST VISA® CREDIT CARD

Flexibility. Convenience. Security. That's what you can expect with an Arvest Visa® credit card. Enjoy hassle-free transactions at more than 15 million retailers worldwide. Your Arvest credit card provides you with protection benefits wherever you go through Visa's Global Emergency Assistance Services and Visa's Zero Liability protection. Manage your card anytime with online and mobile account management or call to speak with our award-winning customer service team.

To learn more, call (800) 356-8085 or contact us here.

Arvest Flex Rewards™ Credit Cards

Maximize your rewards points for everyday purchases with the Arvest Flex Rewards™ series of credit cards, including the Arvest Visa Signature® card and the Arvest Platinum Credit Card.

With the Arvest Platinum Credit Card, you will enjoy:

  • Earning 1 point for every dollar spent on eligible purchases to use for cash back, statement credits, travel, gift cards, event tickets and more
  • No annual fee1 and a low introductory APR
  • Easily manage your Arvest Flex Rewards account online

Well-qualified customers can earn even more with an Arvest Visa Signature® card. Take advantage of all the benefits above plus valuable extras like:

  • More Arvest Flex Rewards™ earning power – 1.5X points for every dollar spent on eligible purchases to use for cash back, statement credits, travel, gift cards, event tickets and more
  • No annual fee1 and a low introductory APR
  • Valuable credit back for the Global Entry or TSA Pre✓® application fees2, up to $100
  • Best rates, automatic upgrades and VIP perks at more than 900 Visa Signature® Luxury Hotels3
  • Luxury travel and lifestyle extras wherever life takes you including 24/7 complimentary Visa Signature® Concierge services4
  • Extended warranty protection for items purchased with your Visa® credit card

1 Pricing and Terms

Arvest True Rate™ Credit Card

The Arvest True Rate™ Credit Card offers a competitively low APR alongside some powerful extras. Arvest True Rate customers will enjoy:

  • A hassle-free card with a low rate so you can save and simplify
  • No annual fee1
  • Our lowest rate credit card for maximum value with an even lower APR for the first 12 months on balance transfers and purchases
  • Easily check your account and pay your bill online, anytime

1 Pricing and Terms

Arvest Origin™ Credit Card

The Arvest Origin™ Credit Card is the perfect option to help customers establish credit. Arvest Origin customers will enjoy features like:

  • A low annual fee and value-added extras
  • Manage and build your credit by making on-time payments
  • Easily check your account and pay your bill online, anytime

1 Pricing and Terms

  • Online Access
  • No Annual Fee
  • Visa Zero Liability
  • Flex Rewards Points
  • Lowest APR
  • No Foreign Transaction Fees
  • Visa's Global Emergency Assistance Services

For existing cardholders, to request a copy of your cardholder agreements, please call us at (800) 356-8085 or write to us at PO Box 6139, Norman, OK 73070. How do I know if I have a legacy Arvest Credit Card?

Arvest Credit Cards are subject to credit approval. When you apply for a personal credit card with Arvest Flex Rewards™, Arvest will offer you the higher-valued product for which you qualify, either Arvest Visa Signature® or Arvest Platinum card, based on your creditworthiness upon credit approval. Arvest Flex Rewards is a program where Arvest Visa Signature® cardholders can earn one and a half (1.5) points and Arvest Platinum cardholders can earn one (1) point for every $1 spent on eligible purchases using your Arvest Visa Signature® or Arvest Platinum personal credit card. Eligible purchases can be made by the primary cardholder or any additional cardholders on a single Card Account. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, convenience check transactions, purchases of traveler's checks, purchases or reloading of prepaid cards or purchases of other cash equivalents. Arvest may change the program from time to time or cancel the program at any time without prior notice. For complete details, please visit arvest.com/rewards.

Some of the above benefits are provided by Visa® and may vary by product. Certain fees and restrictions may apply and are subject to change. Once your account is opened, we will send you a Guide to Benefits, which includes a full explanation of benefit coverages.

2Global Entry/TSA Pre✓®

To receive a statement credit, you must use your Arvest Visa Signature® card to either complete the Global Entry application and pay the $100 application fee or complete the TSA Pre✓® application and pay the $85 application fee. Credit will appear within two billing cycles and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Fees charged to an Arvest Visa Signature® card are not eligible. Cardholders are responsible for payment of all charges until the statement credit posts to the account. Visa and Arvest reserve the right to modify or cancel this offer at any time and without notice. Refer to the Guide to Benefits provided with your new card for additional details.

3 Visa Signature® Luxury Hotel Collection

In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. Some hotels may provide one of the benefits as a standard feature of the room being booked. In those cases, the hotel may or may not provide a substitute benefit of equal value. Resort fees that cover any of the benefits are not reimbursable. Reservations must be booked either on a Visa Signature® Luxury Hotel Collection website or through Visa Concierge for benefits to apply. Please consult the terms and conditions for each property.

4 Visa Signature® Concierge

Arvest Visa Signature® cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders' behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.

Arvest Credit Card Options
Arvest Visa® Credit Cards
ACHIEVE MORE WITH AN ARVEST VISA® CREDIT CARD

Flexibility. Convenience. Security. That's what you can expect with an Arvest Visa® credit card. Enjoy hassle-free transactions at more than 15 million retailers worldwide. Your Arvest credit card provides you with protection benefits wherever you go through Visa's Global Emergency Assistance Services and Visa's Zero Liability protection. Manage your card anytime with online and mobile account management or call to speak with our award-winning customer service team.

To learn more, call (800) 356-8085 or contact us here.

Arvest Credit Card Options
auto loan icon

Arvest Flex Rewards™ Credit Cards

Arvest Flex Rewards Credit Cards

Maximize your rewards points for everyday purchases with the Arvest Flex Rewards™ series of credit cards, including the Arvest Visa Signature® card and the Arvest Platinum Credit Card.

With the Arvest Platinum Credit Card, you will enjoy:

  • Earning 1 point for every dollar spent on eligible purchases to use for cash back, statement credits, travel, gift cards, event tickets and more
  • No annual fee1 and a low introductory APR
  • Easily manage your Arvest Flex Rewards account online

Well-qualified customers can earn even more with an Arvest Visa Signature® card. Take advantage of all the benefits above plus valuable extras like:

  • More Arvest Flex Rewards™ earning power – 1.5X points for every dollar spent on eligible purchases to use for cash back, statement credits, travel, gift cards, event tickets and more
  • No annual fee1 and a low introductory APR
  • Valuable credit back for the Global Entry or TSA Pre✓® application fees2, up to $100
  • Best rates, automatic upgrades and VIP perks at more than 900 Visa Signature® Luxury Hotels3
  • Luxury travel and lifestyle extras wherever life takes you including 24/7 complimentary Visa Signature® Concierge services4
  • Extended warranty protection for items purchased with your Visa® credit card
LEARN MORE APPLY NOW

1 Pricing and Terms

auto loan icon

Arvest True Rate™ Credit Card

Arvest True Rate Credit Card

The Arvest True Rate™ Credit Card offers a competitively low APR alongside some powerful extras. Arvest True Rate customers will enjoy:

  • A hassle-free card with a low rate so you can save and simplify
  • No annual fee1
  • Our lowest rate credit card for maximum value with an even lower APR for the first 12 months on balance transfers and purchases
  • Easily check your account and pay your bill online, anytime
LEARN MORE APPLY NOW

1 Pricing and Terms

auto loan icon

Arvest Origin™ Credit Card

Arvest Origin Credit Card

The Arvest Origin™ Credit Card is the perfect option to help customers establish credit. Arvest Origin customers will enjoy features like:

  • A low annual fee and value-added extras
  • Manage and build your credit by making on-time payments
  • Easily check your account and pay your bill online, anytime
LEARN MORE CALL US

1 Pricing and Terms

Visit an Arvest Bank branch location
FOR MORE
INFORMATION,
VISIT A BRANCH OR CALL
US AT (866) 952-9523

For existing cardholders, to request a copy of your cardholder agreements, please call us at (800) 356-8085 or write to us at PO Box 6139, Norman, OK 73070. How do I know if I have a legacy Arvest Credit Card?

Arvest Credit Cards are subject to credit approval. When you apply for a personal credit card with Arvest Flex Rewards™, Arvest will offer you the higher-valued product for which you qualify, either Arvest Visa Signature® or Arvest Platinum card, based on your creditworthiness upon credit approval. Arvest Flex Rewards is a program where Arvest Visa Signature® cardholders can earn one and a half (1.5) points and Arvest Platinum cardholders can earn one (1) point for every $1 spent on eligible purchases using your Arvest Visa Signature® or Arvest Platinum personal credit card. Eligible purchases can be made by the primary cardholder or any additional cardholders on a single Card Account. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, convenience check transactions, purchases of traveler's checks, purchases or reloading of prepaid cards or purchases of other cash equivalents. Arvest may change the program from time to time or cancel the program at any time without prior notice. For complete details, please visit arvest.com/rewards.

Some of the above benefits are provided by Visa® and may vary by product. Certain fees and restrictions may apply and are subject to change. Once your account is opened, we will send you a Guide to Benefits, which includes a full explanation of benefit coverages.

2Global Entry/TSA Pre✓®

To receive a statement credit, you must use your Arvest Visa Signature® card to either complete the Global Entry application and pay the $100 application fee or complete the TSA Pre✓® application and pay the $85 application fee. Credit will appear within two billing cycles and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Fees charged to an Arvest Visa Signature® card are not eligible. Cardholders are responsible for payment of all charges until the statement credit posts to the account. Visa and Arvest reserve the right to modify or cancel this offer at any time and without notice. Refer to the Guide to Benefits provided with your new card for additional details.

3 Visa Signature® Luxury Hotel Collection

In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. Some hotels may provide one of the benefits as a standard feature of the room being booked. In those cases, the hotel may or may not provide a substitute benefit of equal value. Resort fees that cover any of the benefits are not reimbursable. Reservations must be booked either on a Visa Signature® Luxury Hotel Collection website or through Visa Concierge for benefits to apply. Please consult the terms and conditions for each property.

4 Visa Signature® Concierge

Arvest Visa Signature® cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders' behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.