Personal Savings Account Details
Effective December 2025
| Arvest Bank Accounts | Money Market | Savings | Cool Blue |
|---|---|---|---|
| Description | Earn better interest rates with higher balances. | A basic savings account that earns interest on your balance. | A great savings account for those under the age of 18. |
| Minimum to Open | $100 | $100 | $50 |
| Earns Interest | Tiered rates; interest earned on daily collected balance and paid monthly
| Interest earned on daily collected balance of $100 or greater and paid quarterly | Interest earned on daily collected balance and paid quarterly |
| Statements | Monthly | Quarterly | Quarterly |
| Transactions | Up to 6 withdrawals per statement cycle ($10 for each withdrawal after 6) | Up to 6 withdrawals per month ($5 for each withdrawal after 6) | Up to 6 withdrawals per month ($5 for each withdrawal after 6) |
| Monthly Service Charge | $10 | $2 | $0 |
| Balance to Waive Monthly Service Charge | $2,500 minimum daily balance | $100 minimum daily balance or average daily balance of $500 | N/A |
Additional Information
Online Statements
All Savings Accounts - To receive an electronic statement, you must be enrolled in Online Banking.
Mobile Banking, Mobile Alerts & Mobile Check Deposit
Savings & Money Market Accounts - Consult your wireless internet provider about applicable fees for required data plans.
