Non-Conforming Mortgage Loan Programs

Non-Conforming Mortgage Loan Programs

Find the Right Mortgage Program for You

In addition to conventional, FHA, VA and Rural Development mortgage loans, Arvest offers Non-Conforming loans such as Jumbo Loans, Physician Loans, Non-Conforming Standard Loans and Condominium Financing.

Jumbo Loans

Jumbo loans offer financing for more expensive homes. These loans typically have a higher interest rate than conforming conventional loans but offer flexible financing features.

Benefits of a Jumbo Loan include:

  • Financing for loan amounts up to $2.5 million
  • Variety of fixed rate and adjustable rate loan options
  • Blended Jumbo option which combines a mortgage and home equity line of credit
  • May qualify for additional benefits through our Private Banking Team

Physician Loans

Whether you're just out of medical school, in residency or a physician who has been practicing for years, physician loans are specifically designed to help residents and attending physicians purchase a home.

Benefits of a Physician Loan include:

  • Offers up to 103% loan to value*
  • Flexible underwriting guidelines
  • No mortgage insurance
  • Residency program

Non-Conforming Standard Loans

Our Non-Conforming Standard loan product does not have to meet FHA or Conventional property guidelines. These are loans to individuals or trusts for household, family or other personal (non-business) purposes.

Benefits of a Non-Conforming Standard Loan include:

  • Flexible underwriting guidelines
  • Quick approval process

Condominium Loans

These loans are targeted toward individuals who want to purchase housing units in a condominium project.

Benefits of a Condominium Loan include:

  • Will allow with non-occupying co-borrower
  • Down payment can be a gift
  • Combined loan to value limit can go up to 90%
  • Must meet FHA or Conventional property guidelines

Connect With Our Specialists & Begin Your Application

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