Personal Financial Services Fees

Effective 05/01/2015
FEES LISTED MAY NOT APPLY TO ALL ACCOUNT TYPES

ATM USAGE:
Fee applies to the use of an ATM or terminal not owned and operated by Arvest Bank, including balance inquiry, deposit, or withdrawal. The ATM owner may charge an additional fee.
ATM ACCOUNT INQUIRY   $2.00 per item
ATM TRANSACTION   $2.00 per item
ATM OR CHECKCARD REPLACEMENT   $7.50 per card
ATM OR CHECKCARD EXPEDITED DELIVERY CHARGES:
EXPRESS MAILING   $50.00 per card
OVERNIGHT MAILING   $60.00 per card
SPECIAL DELIVERY MAILING   $70.00 per card
AUTOMATIC TRANSFERS TO EXTERNAL BANK   $10.00 per transfer
CASHIER'S CHECK   $8.00 per check
CHARGEBACK OF DEPOSITED ITEM   $8.00 per item
CHECK PRINTING:
Fee will be assessed based on product features and the quantity and style of checks you order. Shipping and handling charge of $3.25 may also apply.
TEMPORARY CHECKS (SET OF 4)   $2.00 set of 4
COLLECTION ITEM (INCOMING OR OUTGOING)   $20.00 per item
COLLECTION ITEM (INTERNATIONAL)   $40.00 per item
DORMANT ACCOUNT   $5.00 per month
A checking account is considered dormant if it has had no deposit or withdrawal activity for a period of 365 days. A money market or savings account is considered dormant if it has had no activity for a period of 730 days. Internal transactions, such as the posting of interest or service charges, do not qualify as activity.

The fee is charged monthly until the account is reactivated, the balance reaches or falls below zero, or is remitted to the appropriate state as unclaimed property. To avoid this fee, you need to complete at least one deposit or withdrawal per year (two years if the account is a money market or savings).
FAX OUTGOING (LONG DISTANCE)   $5.00 per request
FAX OUTGOING (INTERNATIONAL)   $25.00 per request
FOREIGN CURRENCY   $20.00 per exchange
INTERNAL TRANSFER (CUSTOMER SERVICE ASSISTED)   $3.00 per transfer
MONEY ORDER   $3.00 per item
ONLINE BILLPAY (if applicable, based on account type features)   $0.50 per item
OVERDRAFT (OD) - INSUFFICIENT FUNDS (NSF)
A fee will be charged, when permitted by law, for each overdraft created by check, ATM withdrawal, in person withdrawal or other electronic means.
NSF/OD CHARGE RETURN ITEM   $17.00 per item
NSF/OD CHARGE PAID ITEM   $17.00 per item
RESEARCH OR ACCOUNT RECONCILIATION (plus postage costs, if applicable)   $25.00 per hour
SAFETY LINK TRANSFER FEE   $10.00 per transfer
SAFETY LINE ANNUAL FEE   $25.00 per year
STATEMENT OPTIONS
CURRENT ACTIVITY   $4.00 per request
DUPLICATE MONTHLY STATEMENT   $10.00 per month
STOP PAYMENT ORDER (initial order or renewal)   $25.00 per item
VERIFICATIONS-CONFIRMATIONS:
AUDIT CONFIRMATIONS   $20.00 per request
CREDIT CONFIRMATIONS   $20.00 per request
VERIFICATION OF DEPOSIT   $20.00 per request
WIRE TRANSFERS:
INCOMING WIRE   $10.00 per transfer
OUTGOING WIRE (DOMESTIC)   $20.00 per transfer
OUTGOING WIRE - FAX ADVICE(INTERNATIONAL)   $60.00 per transfer
TRACE FEE (DOMESTIC)   $20.00 per trace
TRACE FEE (INTERNATIONAL)   $35.00 per trace

Download PDF of Personal Fee Schedule

At the bank’s discretion, fees are subject to change with prior notice. Complete consumer deposit account disclosures containing terms and fee information are available upon request from our Deposit Services Department. Services listed may not be provided by all locations. For international transactions, additional non-Arvest fees may apply.

If you have questions or need assistance

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