Rates

Rates effective as of December 6, 2021

Here you will find current rates for many of Arvest Bank’s deposit products. Not all certificate of deposit terms are shown here, more options are available. Loan rates vary based on the type of loan and the needs of the borrower. For auto, boat, home equity or other personal loans, please call (866) 952-9523 or visit a nearby branch location for rate information.

CERTIFICATE OF DEPOSIT

6 Month 1 Year 2 Year
Balance APYInterest APYInterest APYInterest
$0 - $9,999 0.05%0.05% 0.10%0.10% 0.15%0.15%
$10,000 - $49,999 0.10%0.10% 0.15%0.15% 0.20%0.20%
$50,000 - $94,999 0.10%0.10% 0.15%0.15% 0.20%0.20%
$95,000 and Up 0.15%0.15% 0.20%0.20% 0.25%0.25%

Minimum Balance to Open a CD: $1,000
The annual percentage yield assumes interest will remain on deposit for one year. Interest will be compounded and credited to Certificate of Deposit quarterly. A withdrawal of interest will reduce earnings. A penalty may be imposed for early withdrawal. The Annual Percentage Yield and Interest Rates are subject to change.

CHECKING ACCOUNTS

Minimum Balance APY Interest Rate
Preferred Club Checking $50.00 0.02% 0.02% OPEN CHECKING ACCOUNT
  • Account has variable rate subject to change.
  • Minimum balance to open a personal checking account. $50
  • Minimum balance to open a business checking account. $100

SAVINGS ACCOUNTS

Minimum Balance APY Interest Rate
Savings $100.00 0.05% 0.05% OPEN SAVINGS ACCOUNT

Account has variable rate subject to change. Interest will be compounded and credited quarterly.
Interest is compounded and credited monthly unless otherwise noted.

MONEY MARKET ACCOUNT

Balance APY Interest Rate
$0 - $2,499.99 0.05% 0.05% OPEN MONEY MARKET ACCOUNT
$2,500 - $9,999.99 0.05% 0.05%
$10,000 - $99,999.99 0.05% 0.05%
$100,000 - $249,999.99 0.10% 0.10%
$250,000 - $4,999,999.99 0.10% 0.10%
$5,000,000 and Up 0.15% 0.15%

Account has variable rates subject to change.
Interest is compounded and credited monthly unless otherwise noted.
†May be subject to a monthly fee if balance falls below $2500.

MORTGAGE RATES

PROGRAM PAYMENT AMOUNT RATE APR
Conventional 30yr Fixed $785.83 3.500% 3.566% GET STARTED
Conventional 15yr Fixed $1,187.59 2.750% 2.867%
FHA 30yr Fixed $787.21 3.375% 4.431%
VA 30yr Fixed $791.46 3.375% 3.624%

Mortgage rates and payments are based on loan term, creditworthiness, and collateral. Rates and payment amounts are for illustrative purposes only and subject to change based upon market conditions. Payment amounts do not include taxes and insurance premiums. The actual payment amount will be greater.

  • Rates shown for 15-year or 30-year conventional loans assume a $175,000 loan amount, a loan-to-value of no more than 80 percent, and a credit score of at least 720.
  • Rates shown for 30-year FHA loans assume a $175,000 loan amount, a loan-to-value of no more than 96.5 percent, and a credit score of at least 700.
  • Rates shown for 30-year VA loans assume a $175,000 loan amount, a loan-to-value of 100 percent, and a credit score of at least 700.

Loan products not available in all states. Please read the full disclosure of Interest Rate and Payment Conditions.