Ask a QUESTION or Enter a KEYWORD

… CRITICAL DETAILS ABOUT THE CONVERSION TO ARVEST BANK F R <strong>I</strong> D AY, A U G U S T 31 • Arvest debit cards and PINs will be … &amp; Money Market 24 Online Banking with BlueIQ™ (including <strong>how</strong> to log in for the first time) 27 Mobile Banking 28 Loans … and click on the Ask Arvest-FAQs tab. TRANSITION Q: WHAT <strong>DO</strong> <strong>I</strong> NEED TO <strong>DO</strong> TO GET READY FOR ACCOUNT CONVERSION? A: Prior …

… <strong>Bank</strong> customer. After the conversion to Arvest, you will <strong>have</strong> access to additional banking benefits, including an … and click <strong>on</strong> the Ask Arvest-FAQs tab. TRANSITION Q: WHAT <strong>DO</strong> <strong>I</strong> NEED TO <strong>DO</strong> TO GET READY FOR ACCOUNT CONVERSION? A: Prior to …

… <strong>Bank</strong> customer. After the conversion to Arvest, you will <strong>have</strong> access to additional banking benefits, including an … and click <strong>on</strong> the Ask Arvest-FAQs tab. TRANSITION Q: WHAT <strong>DO</strong> <strong>I</strong> NEED TO <strong>DO</strong> TO GET READY FOR ACCOUNT CONVERSION? A: Prior to …

… your customers, we may already have a great deal of the <strong>information</strong> we need to make an informed lending decision. If … In addition, you will probably need to provide: <strong>Tax</strong> returns for the business for the past couple of years. Potentially, personal <strong>tax</strong> returns for the past couple of years. Financial …

… that your interest rate and <strong>payment</strong> amount can <strong>change</strong>. <strong>HOW</strong> YOUR INTEREST RATE AND <strong>PAYMENT</strong> ARE DETERMINED  Your … toolkit” (only provided <strong>for</strong> home purchase transactions) <strong>I</strong> hereby acknowledge <strong>the</strong> receipt of <strong>the</strong> <strong>mortgage</strong> disclosures. … caps is, limits on interest rate changes)? <strong>How</strong> of ten <strong>do</strong> <strong>the</strong> interest rate and <strong>payment</strong> adjust? What index is used …

… in this Brochure applies to each Registrant, except <strong>where</strong> a specific Registrant is identified or wher e the … 28, 201 9. This Brochure has been updated to reflect (<strong>i</strong>) the acquisition <strong>of</strong> Rocaton by GSAM Holdings LLC <strong>and</strong> (ii) … period; <strong>and</strong> (vii) such other services <strong>and</strong>/or benefits that <strong>can</strong> b e considered minor non -monetary benefits under …

… METHODS The daily balance method applies a periodic rate <strong>to</strong> the full amount of principal in the <strong>account</strong> each day. The … (IF APPLICABLE) ADDITIONAL TERMS FOR THIS <strong>ACCOUNT</strong> <strong>HOW</strong> WE COMPOUND AND CREDIT YOUR INTEREST TRUTH-IN-SAVINGS … credit bureaus, affiliates, or other companies. Why can’t <strong>I</strong> limit all sharing? Federal law gives you the right <strong>to</strong> limit …

… separate maintenance income, need not be revealed if you <strong>do</strong> not wish to have it considered as a basi s for repaying … on shall be valid as the original. By signature below, <strong>I</strong>/we affirm my/our identity as the r espective individual(s) … YOUR PERSONAL INFORMATION? Why? Financial companies choose <strong>how</strong> they share your personal information. Federal law gives …