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… and <strong>our</strong> goal is to make this a smooth transition for <strong>you</strong>. Enclosed <strong>you</strong> will find your personal account summary, … and click on the Ask Arvest-FAQs tab. TRANSITION Q: WHAT <strong>DO</strong> I NEED TO <strong>DO</strong> TO GET READY FOR ACCOUNT CONVERSION? A: Prior … deposit • Easily find Arvest branches and ATMs near <strong>you</strong> • <strong>Send</strong> secure messages directly to Arvest • Make, view and …

… <strong>Arvest</strong> Bank customer. After the conversion to <strong>Arvest</strong>, you <strong>will</strong> have access to additional banking benefits, including an … &amp; Money Market 24 Online Banking with BlueIQ™ (including <strong>how</strong> to log in for the first time) 27 Mobile Banking 28 Loans … click on the Ask <strong>Arvest</strong>-FAQs tab. TRANSITION Q: WHAT DO <strong>I</strong> NEED TO DO TO GET READY FOR ACCOUNT CONVERSION? A: Prior to …

… a community-focused bank that is committed to you, and you <strong>can</strong> count on that experience continuing as an <strong>Arvest</strong> Bank … click on the Ask <strong>Arvest</strong>-FAQs tab. TRANSITION Q: WHAT DO <strong>I</strong> NEED TO DO TO GET READY FOR <strong>ACCOUNT</strong> CONVERSION? A: Prior to … Center: Toll-free (844) 845-3102 <strong>arvest</strong>.com/welcome Q: <strong>WHERE</strong> WILL <strong>I</strong> <strong>FIND</strong> MY <strong>ARVEST</strong> <strong>ACCOUNT</strong> NUMBER AND THE <strong>ARVEST</strong> …

… potential lender will want to know the purpose of the <strong>loan</strong>. As with personal borrowing, potential lenders will look … to be used to produce lasting value for the business. A <strong>loan</strong> to expand the business to meet the needs of a signed … options with our Equipment Finance specialists. Type of <strong>Loan</strong> Sought Does the repayment term of the <strong>loan</strong> match with …

… cannot increase or decrease more than 2.000 percentage <strong>points</strong> at each adjustment.  Your interest rate cannot … table §You are confident you can af ford increases this <strong>option</strong> if payments, or § You plan to keep your home for a … the conversation with a lender: ableto<strong>get</strong>.” 14 ADJUSTABLE-RATE MORTGAGES COMPARE YOUR ARM OFFERS 15 …

… •as a res\blt of a decision by the Plan participant or <strong>beneficiary</strong> to p\brchase services from the Firm not involving … a plan, IARs may, when req\bested by a Plan participant or <strong>beneficiary</strong>, arrange to provide services to that participant or <strong>beneficiary</strong> thro\bgh a separate agreement. If a Plan …

… Treasury securities will incur a system cost \brom the <strong>portal</strong> through which the trades are processed. As a result, …

… _________________________________ Date __________________ <strong>Notice</strong> of Right to Receive a Copy of Appraisal You have a … to 5:00 pm Monday-Friday „ Visit us online: www.arvest.com/<strong>privacy</strong> or „ Mail the form below Please note: If you are a … Questions? Call 1-866-910-2422 or go to www.arvest.com/<strong>privacy</strong> …

… SMALL BUSINESS <strong>LOAN</strong> APPLICATION 03/05/12 Page 1 o f 5 INFORMATION ABOUT YOUR … Address: Email Address: Account # to debit for <strong>loan</strong> <strong>payment</strong>: PLEASE DESCRIBE YOUR <strong>LOAN</strong> REQUEST PLEASE DESCRIBE … the denial. To obtain the statement, please contact Lender <strong>set</strong> forth above within 60 days from the date you are notified …

… of any appraisal, even if your loan does not close. You <strong>can</strong> pay for <strong>an</strong> additional appraisal for your own use at your … a home equity line ...................... 8 2.3 <strong>How</strong> will you repay your home equity plan? … to the CFPB’s website at consumerfinance.gov/askcfpb/5/<strong>can</strong>-<strong>i</strong>-review-my-credit-report.html for information about <strong>how</strong> to …