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… CRITICAL DETAILS ABOUT THE CONVERSION TO ARVEST BANK F R <strong>I</strong> D AY, A U G U S T 31 • Arvest debit cards and PINs will be … &amp; Money Market 24 Online Banking with BlueIQ™ (including <strong>how</strong> to log in for the first time) 27 Mobile Banking 28 Loans … and click on the Ask Arvest-FAQs tab. TRANSITION Q: WHAT <strong>DO</strong> <strong>I</strong> NEED TO <strong>DO</strong> TO GET READY FOR ACCOUNT CONVERSION? A: Prior …

… METHODS The daily balance method applies a periodic rate <strong>to</strong> the full amount of principal in the <strong>account</strong> each day. The … (IF APPLICABLE) ADDITIONAL TERMS FOR THIS <strong>ACCOUNT</strong> <strong>HOW</strong> WE COMPOUND AND CREDIT YOUR INTEREST TRUTH-IN-SAVINGS … credit bureaus, affiliates, or other companies. Why can’t <strong>I</strong> limit all sharing? Federal law gives you the right <strong>to</strong> limit …

… institutions to provide certain information to consumers (<strong>i</strong>.e., natural persons) regarding electronic fund transfers … you may be charged a fee for a balance inquiry even if you <strong>do</strong> not complete a fund transfer. Point -of -Sale (POS) … of the actual amount of money in your account, such as our <strong>How</strong> to Keep Good Bank Records pamphlet. Contact one of our …

… Arvest to Arvest <strong>Transfer</strong> Zelle ® Arvest TransferNow <strong>Wire</strong> <strong>Transfer</strong> How it works Arvest BillPay is <strong>a</strong> flexible way to pay your bills online Schedule payments in … money from one Arvest account to another Arvest account <strong>Make</strong> immediate transfers or schedule in advance Zelle ® is <strong>a</strong> …

… <strong>Bank</strong> customer. After the conversion to Arvest, you will <strong>have</strong> access to additional banking benefits, including an … and click <strong>on</strong> the Ask Arvest-FAQs tab. TRANSITION Q: WHAT <strong>DO</strong> <strong>I</strong> NEED TO <strong>DO</strong> TO GET READY FOR ACCOUNT CONVERSION? A: Prior to …

… free up capital and quickly monitor real-time expenses. Go <strong>where</strong> <strong>your</strong> business takes you with comprehensive travel benefits. … within 24 hours in the U.S. and one business day when you <strong>are</strong> traveling overseas. Guaranteed Reservation Service  – …

… <strong>Bank</strong> customer. After the conversion to Arvest, you will <strong>have</strong> access to additional banking benefits, including an … and click <strong>on</strong> the Ask Arvest-FAQs tab. TRANSITION Q: WHAT <strong>DO</strong> <strong>I</strong> NEED TO <strong>DO</strong> TO GET READY FOR ACCOUNT CONVERSION? A: Prior to …

… including via the Internet and telephone, and the <strong>withdrawal</strong> of cash at an automated teller or cash-dispensing machine (&quot;<strong>ATM</strong>&quot;); (6) &quot;Visa&quot; means Visa, U.S.A, Inc.; and (7) &quot;PIN&quot; … that accept Visa debit cards. • To obtain cash from Arvest <strong>ATM</strong>’s or from participating Visa, Shazam, Pulse and Plus …

… This Cardholder Agreement (&quot;Agreement&quot;) governs the use of <strong>your</strong> Arvest\ Spending Card that has been issued to you. … by you) may acces\ s with <strong>your</strong> Arvest Spending Card, (and <strong>where</strong> required, <strong>your</strong> PIN), consisting of the funds\ loaded to … The use of the Card and yo\ ur rights under this Agreement <strong>are</strong> subject to the rules of Visa and of the electronic funds …

… Easily Transfer <strong>Your</strong> Direct Deposits To Arvest It is easy to switch <strong>your</strong> … be sure you’re getting paid how you want, when you want, <strong>where</strong> you want. No more waiting on employers or paper forms. … easy way to consolidate <strong>your</strong> finances - Get <strong>your</strong> deposits <strong>where</strong> you want them and move recurring payments to <strong>your</strong> …