Explore Low Intro Rates
With an Arvest Flex™ Rewards
Credit Card Account

APPLY NOW

0% Introductory APR**
on purchases and balance transfers** for 12 billing cycles. After that, rate will be based on credit worthiness.
12.40% to 19.40%

As an Arvest Flex Rewards™ credit card holder, you will enjoy many benefits such as:

  • $0 Annual Fee & Competitive Rates
  • 1 Rewards Point for Every $1 Spent
  • Local customer service

Watch and learn more about Arvest Flex Rewards™

How To Apply

Additional information about Arvest Credit Cards and Arvest Flex Rewards™ is available online or by calling us at (866) 952-9523.

APPLY NOW
Earn up to $100 bonus rewards with a new Arvest credit card account today

Discover $100 New Account Rewards Bonus*

Explore cash back, flights, experiences in new places, shopping at your favorite retailers, dining out—all yours to enjoy with automatic enrollment in the Arvest Flex Rewards™ program. Just open a new Arvest Credit Card, and you'll earn 1 point for every $1 you spend. Plus, you can earn up to a $100 bonus* (awarded as 10,000 Arvest Flex Rewards™ points) in your first three months using the card*.

Redeem points however you choose – for cash back, statement credits, gift cards or travel.

*Bonus: Open a new Arvest Flex Rewards™ Personal Credit Card to qualify for the one-time new account bonus of $100 after spending $500 on eligible purchases within the first three (3) billing cycles of account opening. $100 new account bonus is awarded as 10,000 rewards points in the Arvest Flex Rewards™ program. Arvest Flex Rewards™ is a program where you can earn one (1) point for every $1 you spend using your Arvest Flex Rewards™ Personal Credit Card. Eligible purchases can be made by the primary cardholder or any additional cardholders on a single Card Account. Limit one (1) 10,000 points new account bonus per Card Account. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, convenience check transactions, purchases of traveler’s checks, purchases or reloading of prepaid cards or purchases of other cash equivalents. New account bonus points will be applied to your account within three (3) billing cycles after your qualifying purchase(s). To be eligible for the $100 new account bonus offer, the Card Account must be open and not in default as of the date the new account bonus points are applied. For complete details, ask an Arvest associate or go to arvest.com/zero. Offer valid starting February 13, 2020. Offer subject to change. **Introductory Rate: 0% introductory Annual Percentage Rate (APR) is valid on purchases and balance transfers for twelve (12) billing cycles from date of account opening. After that, the APR for purchases and balance transfers will be based on your creditworthiness (between 12.40% and 19.40% APR) and will vary based on the prime rate. The APR for cash advances will vary based on your creditworthiness (between 12.40% and 19.40% APR) and will vary based on the prime rate. **Balance transfers: Balance transfer fee will be either $10 or 3% of the amount of each balance transfer, whichever is greater. Balance transfers can be conducted from the minimum $250 up to your available credit line. The transaction fee for cash advances and cash equivalent transactions is the greater of $4 or 4% of the transaction. Foreign transaction fee is 1% of each transaction in U.S. dollars. Rates apply to new accounts only and are accurate as of May 1, 2020. For complete details, ask an Arvest associate or go to arvest.com/zero. Offer valid starting February 13, 2020. Offer subject to change. Subject to credit approval. Additional limitations, terms and conditions may apply.

Arvest Flex Rewards™ Credit Card
Explore Low Intro Rates
APPLY FOR AN ARVEST FLEX REWARDS™ CREDIT CARD

0% Introductory APR** on purchases and balance transfers** for 12 billing cycles. After that, rate will be based on creditworthiness, between 13.90% to 20.90%

APPLY NOW

As an Arvest Flex Rewards™ credit card holder, you will enjoy many benefits such as:

  • $0 Annual Fee & Competitive Rates
  • 1 Rewards Point for Every $1 Spent
  • Local customer service

Watch and learn more about Arvest Flex Rewards™

Discover $100 New Account Rewards Bonus*

Explore cash back, flights, experiences in new places, shopping at your favorite retailers, dining out—all yours to enjoy with automatic enrollment in the Arvest Flex Rewards™ program. Just open a new Arvest Credit Card, and you'll earn 1 point for every $1 you spend. Plus, you can earn up to a $100 bonus* (awarded as 10,000 Arvest Flex Rewards™ points) in your first three months using the card*.

Redeem points however you choose – for cash back, statement credits, gift cards or travel.

Additional information about Arvest Credit Cards and Arvest Flex Rewards™ is available online or by calling us at (866) 952-9523. Here are ways to apply:

APPLY NOW

*Bonus: Open a new Arvest Flex Rewards™ Personal Credit Card to qualify for the one-time new account bonus of $100 after spending $500 on eligible purchases within the first three (3) billing cycles of account opening. $100 new account bonus is awarded as 10,000 rewards points in the Arvest Flex Rewards™ program. Arvest Flex Rewards™ is a program where you can earn one (1) point for every $1 you spend using your Arvest Flex Rewards™ Personal Credit Card. Eligible purchases can be made by the primary cardholder or any additional cardholders on a single Card Account. Limit one (1) 10,000 points new account bonus per Card Account. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, convenience check transactions, purchases of traveler’s checks, purchases or reloading of prepaid cards or purchases of other cash equivalents. New account bonus points will be applied to your account within three (3) billing cycles after your qualifying purchase(s). To be eligible for the $100 new account bonus offer, the Card Account must be open and not in default as of the date the new account bonus points are applied. For complete details, ask an Arvest associate or go to arvest.com/zero. Offer valid starting February 13, 2020. Offer subject to change. **Introductory Rate: 0% introductory Annual Percentage Rate (APR) is valid on purchases and balance transfers for twelve (12) billing cycles from date of account opening. After that, the APR for purchases and balance transfers will be based on your creditworthiness (between 13.90% and 20.90% APR) and will vary based on the prime rate. The APR for cash advances will vary based on your creditworthiness (between 13.90% and 20.90% APR) and will vary based on the prime rate. **Balance transfers: Balance transfer fee will be either $10 or 3% of the amount of each balance transfer, whichever is greater. Balance transfers can be conducted from the minimum $250 up to your available credit line. The transaction fee for cash advances and cash equivalent transactions is the greater of $4 or 4% of the transaction. Foreign transaction fee is 1% of each transaction in U.S. dollars. Rates apply to new accounts only and are accurate as of December 2, 2019. For complete details, ask an Arvest associate or go to arvest.com/zero. Offer valid starting February 13, 2020. Offer subject to change. Subject to credit approval. Additional limitations, terms and conditions may apply.