Earn up to $525^*

A couple looking at a phone together on their couch

More than a bonus, it's your money managed
your way.

Switch to Arvest and open an account with benefits that go beyond banking. Open your new checking account
by October 23, 2026 to be eligible for this exclusive offer.

Earn up to $225

Open an Essential checking account and earn up to $225 with qualifying direct deposits to your new account.

Enjoy access to ATM with Live Teller and EmpowerED financial education.

Learn more about Essential checking
Earn up to $225

Open a Plus checking account and earn up to $225 with qualifying direct deposits to your new account.

Discover more benefits like Roadside Assistance¹ and IDProtect^® Identity Monitoring & Resolution services².

Learn more about Plus checking
Earn up to $525

Open a Select checking account and earn up to $525 with qualifying direct deposits to your new account.

Gain additional value with Dark Web Monitoring^†, 24/7 eVets Pet Care³ and access to our Wealth Management team**.

Learn more about Select checking

Bonuses are credited in increments of $75 or $175 per qualifying direct deposit to your new account in a full statement cycle, up to three times in your first six full statement cycles. When all requirements are met, each bonus will be credited to your account by the end of the monthly statement cycle. See full offer details and disclosure below.

All the essentials, at no extra cost.

Our checking accounts are built for wherever life takes you. They include all the basics you've come to expect, such as online and mobile banking, online BillPay, EmpowerED financial education and access to our award-winning, local customer service.

Compare checking accounts

Contact us

Whether you're an existing Arvest customer or interested in becoming one, we're happy to help. Contact the team at (866) 952-9523 for assistance.

Visit us to open your account

Go to a nearby branch to apply for an Arvest checking account. With more than 200 banking locations, we’re local to you.

*Offer details & disclosure

Minimum opening deposit required for all accounts. All account applications are subject to approval. Fees and restrictions may apply.

This offer is limited to one account per customer. Only recipients of this offer mailer printed with their address are eligible for the offer. This offer is exclusive to new Arvest checking customers and is limited to one account per customer. Arvest associates are not eligible to participate.

Your new checking account must be open for at least 30 days to be eligible to receive a bonus. Your account must be open, must not have a negative ending statement balance, and must meet all requirements (below) in a full statement cycle to receive a bonus. Your initial statement cycle period may be shorter than 30 days. Activity during this partial cycle does not count toward bonus eligibility. The first bonus increment, $75 or $175, will typically be credited to your account at the close of the first full statement cycle that contains your 30th day of account ownership, though there are few instances where a short initial statement cycle period may determine that your account be credited the first bonus increment at the end of your second full statement cycle. Consult an Arvest associate to determine when your statement cycle begins and ends.

To receive the full $225 or $525 bonus, ensure all requirements are met in three full statement cycles within your account's first six full statement cycles. The potential to earn a bonus will terminate upon the end of your account’s sixth full statement cycle. You are responsible for any federal, state or local taxes due on your bonus. Consult your tax advisor.

If your account is closed, for any reason, during the bonus earning period timeframe, your eligibility to earn bonuses will end immediately upon account closure and any pending bonuses will be forfeited.

Requirements to receive up to $225 or $525 bonus:

Open a new Essential Checking, Plus Checking or Select Checking account by October 23, 2026.
During each full statement cycle, you must have at least one DIRECT DEPOSIT to the eligible checking account. Pending transactions that have not posted during the statement cycle will not be considered for bonus qualification.

A DIRECT DEPOSIT can include payroll, Social Security, or other income electronically deposited to your eligible account. ACH returned items, Arvest to Arvest transfers and deposits made through an ATM or Mobile Check Deposit do not qualify. Arvest has no control over how merchants or employers process direct deposit transactions.

Bright Solutions and Platinum checking accounts are not eligible for this offer. Offer eligibility cannot be transferred to a Bright Solutions or Platinum checking account.

^†Registration/activation required.

**Investments and Insurance Products: Not a Deposit | Not Guaranteed by the Bank or its Affiliates | Not FDIC Insured | Not Insured by Any Federal Government Agency | May Go Down in Value

¹ Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance document for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or in the certificate of insurance. Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the bank or any bank affiliate.

² Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members or schools and their employees/students. Identity Theft Resolution Services and Identity Theft Expense Reimbursement Coverage extend to eligible family member(s). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household. Identity Monitoring includes eligible dependent family members when activated by the account holder; separate registration is not required.

³ Medications may only be prescribed where allowed by law. In certain states, a Veterinary-Client-Patient-Relationship (VCPR) must be established to diagnose and treat patients through eVets and only advice and virtual veterinary triage may be provided without a VCPR.

Earn up to $525*