Arvest Essential Checking Account
Your Money, Simplified with Arvest Essential Checking
You deserve smart, efficient checking that delivers the everyday banking conveniences you need at a real value. Arvest Essential Checking offers simple ways to waive the monthly account fee – so you can enjoy the perks and features of your Essential account without the cost of a monthly fee.1
Simply meet a direct deposit or a combined total deposit balance requirement to waive the $5 monthly account fee1 ($2.50 for account owners 62 or older).
Arvest Essential Checking Features
- Free unlimited online BillPay. No per-transaction fees or monthly limits.
- Free debit card. Choose a debit card design to suit your style from our extensive selection of creative designs.2
- Free check options available for customers 62 or older.
- Free online and mobile banking. Manage your account from anywhere & deposit checks remotely with the Arvest mobile banking app.3
- Convenient transfers & person-to-person payments.4
- Select paper or online monthly statements.
- $50 minimum deposit required to open.
- Take advantage of the Arvest EmpowerED learning site, a free online resource to empower your financial IQ.5 Available in English or Spanish.
- Our customer service is local! Talk to a real person at any of our branches, ATMs with Live Teller or by phone.
How to keep your monthly fee at zero
Waive the $5 monthly account fee ($2.50 for account owners 62 or older) by completing one of these actions:
- Meet a direct deposit requirement ($3,000 in total ACH direct deposits into the account per statement cycle)
- A combined total deposit balance requirement ($5,000 in combined personal checking, savings, money markets, CDs or IRAs)
Current customers interested in switching to an Arvest Essential account can call (855) 316-5232 or visit a local branch for assistance.
Connect with our specialist & apply
Give Us a Call
(855) 316-5232Find Your Local Arvest Branch
Account Disclosure Information:
- 1 $50 minimum opening deposit required. Avoid a $5 monthly fee ($2.50 for account owners 62 or older) with $3,000 in total ACH credits (direct deposits) to your Essential Checking account per statement cycle OR $5,000 in combined personal deposit account balances (checking, savings, money market, CDs, IRAs). Debit card credits don't count toward direct deposits.
- 2 Debit cards are free with new checking accounts or for expired card replacements; a fee applies for non-expired card replacements.
- 3 Mobile Check Deposit is available for eligible Arvest checking or savings accounts open and in good standing for 60+ days.
- 4 Fees and send limits may apply to transfers. Online completion is required for transfers to or from other financial institutions. To learn more visit arvest.com/movemoney and select, "Compare different ways to move your money at Arvest" or ask an associate for details.
- 5 EmpowerEd content is provided by EverFi and is intended to serve as a general guideline and may not apply to every individual situation.
