Arvest Credit Cards
100 Reasons
To Reward Yourself


Up to $100 is Yours with a New Arvest Flex Rewards™ Credit Card

Cash back, flights, experiences in new places, shopping at your favorite retailers, dining out—all yours to enjoy with automatic enrollment in the Arvest Flex Rewards program. Just open a new Arvest Credit Card, and you'll earn 1 point for every $1 you spend. Plus, you can earn up to 10,000 bonus points* (a $100 value) in your first three months using the card. Redeem points however you choose – for cash back, statement credits, gift cards or travel. As a card holder, you will enjoy many benefits such as:

  • $0 Annual Fee
  • $0 Balance Transfer Fee
  • Low Intro Rate and APR

Watch and learn more about Flex Rewards

Flex Rewards Logo

Special Introductory Rate

Take advantage of a special 4.9% APR for the first 6 months on new Arvest personal credit cards. The rate applies to:

  • Purchases
  • Balance Transfers
  • Cash Advances

How To Apply

Additional information about Arvest Credit Cards and Arvest Flex Rewards™ is available online or by calling us at (866) 952-9523.


Order a Family Card

Get extra Arvest Family Cards for individuals you want to have access to your account.

  • Set dollar amounts for each card
  • Use just like a credit card
  • Great option for parents
  • Earn rewards on purchases
  • Online account management

†Introductory APR for new accounts is 4.9% for 6 months. After the introductory period, based on your creditworthiness, the standard variable APR for purchases, cash advances, and balance transfers will be either 20.40% for standard VISA accounts, 16.40% for VISA Gold accounts, or 13.40% for VISA Platinum accounts. These APRs will vary with the market based on the Prime Rate. Fees may apply to your account: cash advance fee is either $4 or 4% of the amount of each cash advance, whichever is greater. Foreign transaction fee is 1% of each transaction in U.S. dollars. Over-the-credit limit fee is $25 per statement cycle. Return payment fee is $25. No minimum interest charge.

*Open a new Arvest Personal Credit Card to qualify for the one-time bonus of up to $100 after spending $3,000 on eligible purchases within the first (3) months of account opening. $100 bonus is awarded as 10,000 rewards points in the Arvest Flex Rewards™ program. Arvest Flex Rewards™ is a program where you can earn one point for every $1 you spend using your Arvest Credit Card. The 10,000 bonus points will be awarded in installments through a tiered payout model. Make $1,000 in purchases and earn 3,000 bonus points; make an additional $1,000 in purchases and earn an additional 3,000 bonus points; make $1,000 more in purchases and earn an additional 4,000 bonus points. Eligible purchases can be made by the primary cardholder or any additional cardholders on a single Card Account. Limit one 10,000 points bonus per Card Account. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, convenience check transactions, purchases of traveler's checks, purchases or reloading of prepaid cards or purchases of other cash equivalents. Bonus points will be applied to your account within three billing cycles after your qualifying purchase. To be eligible for either bonus offer, the Card Account must be open and not in default as of the date the bonus points are applied. Bonus offers are subject to credit approval. For complete details, ask an Arvest associate. Offer valid from July 1 through December 31, 2017.