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Pricing and Terms for legacy Arvest Platinum, Gold, and Classic credit card accounts can be found here. Use Ask Arvest for quick answers to your questions about Arvest Flex Rewards™ and legacy credit cards.

Find answers to questions like:

How can I get information on the Arvest Flex Rewards™ program?

How do I check my Arvest Flex Rewards™ points balance?

How will I earn Arvest Flex Rewards™ points?

Arvest Flex Rewards™

Start Earning Rewards Points On Purchases Today

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The Arvest Platinum Credit Card rewards you for everyday purchases. Enjoy great benefits and perks such as:

  • 1 point for every $1 spent on eligible purchases
  • No foreign transaction fees1
  • Visa’s Zero Liability protection
  • No annual fee1

Arvest Flex Rewards Terms & Conditions

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Visa Signature®

The Arvest Visa Signature® card rewards well-qualified customers with a host of luxury travel and lifestyle benefits.

  • 1.5 points for every $1 spent on eligible purchases
  • No foreign transaction fees1
  • Visa’s Zero Liability protection
  • No annual fee1
  • Travel upgrades and concierge services2

Arvest Flex Rewards Terms & Conditions

Credit Card

Manage Your Card

View your transactions and rewards balance. Redeem your points online for cash back, statement credits, travel, entertainment, gift cards and more.

  • Track your points
  • Shop and redeem your points online
  • Earn bonus points and special offers
  • Monitor your transactions

Arvest Flex Rewards Terms & Conditions

1 Pricing & Terms

Arvest Credit Cards are subject to credit approval. When you apply for a personal credit card with Arvest Flex Rewards, Arvest will offer you the higher-valued product for which you qualify, either Arvest Visa Signature® or Arvest Platinum card, based on your creditworthiness upon credit approval. Arvest Flex Rewards is a program where Arvest Visa Signature® cardholders can earn one and a half (1.5) points and Arvest Platinum cardholders can earn one (1) point for every $1 spent on eligible purchases using your Arvest Visa Signature® or Arvest Platinum personal credit card. Eligible purchases can be made by the primary cardholder or any additional cardholders on a single Card Account. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, convenience check transactions, purchases of traveler’s checks, purchases or reloading of prepaid cards or purchases of other cash equivalents. Arvest may change the program from time to time or cancel the program at any time without prior notice.

Some of the above benefits are provided by Visa® and may vary by product. Certain fees and restrictions may apply and are subject to change. Once your account is opened, we will send you a Guide to Benefits, which includes a full explanation of benefit coverages.

2 Visa Signature® Concierge

Arvest Visa Signature® cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at