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    Choose Your Account

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    Arvest is a Different Kind of Bank

    At Arvest we believe in making things easy on our customers - which makes us a different kind of bank than you're used to. We're welcoming, friendly, knowledgeable, fun and easy to deal with while providing a better value than larger banks. We also provide services some smaller banks cannot. Our people are uncommonly nice in how we work with and treat you, our valued customer.

    Arvest is committed to supporting our local communities. Learn more about Arvest Bank.

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    Ways to Apply

    We can help you choose the right account for you!

    Get Started

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    We Make Banking Easy

    We've got what your family needs:

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    Account Features

    We want to make sure you have services to support your banking needs, including:

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    How to Switch Banks

    Changing banks is an exciting and enjoyable experience - when you are making the switch to Arvest! Our friendly associates will stay engaged and help you along the way. We also have an online resource that includes a switch checklist, account switch forms and more.

    Learn how to switch today!

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    YOU NEED &


    Choose the Arvest Checking Account With Benefits That Fit Your Needs

    Arvest Bank Accounts Preferred Club Arvest Club myBlue® Basic Blue™ Free Blue™
    Account Descriptions Our checking account with the most features Enjoy free checks, Online BillPay and lots of extras Affordable checking with IDProtect® and other valuable benefits A paper statement checking account A free checking account with e.Statements
    Click to Apply Online Apply For
    Preferred Club
    Apply For
    Arvest Club
    Apply For
    Apply For
    Basic Blue™
    Apply For
    Free Blue™
    Monthly Service Charge $18 unless waived†† $12 $6 $3 $0
    IDProtect®† Yes Yes Yes No No
    Free Online BillPay* Yes Yes Yes $0.50/ea. $0.50/ea.
    AD&D Insurance $30,000 Family $30,000 Family $10,000 Account holder(s) No No
    Free Checks* All ages
    (Single wallet or duplicate style)
    All ages
    (Single wallet style only)
    Ages 62+
    (Single wallet style, shipping and handling fees apply)
    Ages 62+
    (Single wallet style, shipping and handling fees apply)
    Ages 62+
    (Single wallet style, shipping and handling fees apply)
    Earns Interest Yes No No No No
    Free Debit Card Yes Yes Yes Yes Yes
    Free Online & Mobile Banking* Yes Yes Yes Yes Yes
    Paper or e.Statements* Choice Choice Choice Paper e.Statements
    Additional Club Package Benefits 2 free Cashier's Checks and/or Money Orders per day

    Safe Deposit Box discount (one box only)

    Stop pays at no charge

    6 free non-Arvest ATM transactions/statement cycle (ATM owner may charge additional fee)
    2 free Cashier's Checks and/or Money Orders per day

    Safe Deposit Box discount (one box only)

    1 stop pay at no charge per year
    No No No
    Balance to Waive Monthly Service Charge†† $20,000 in consumer deposits or consumer loans OR
    $25,000 in combined consumer loans & deposits OR
    $100,000 in mortgage loans OR
    $50,000 in brokerage assets OR
    Qualifying managed trusts
    N/A N/A N/A N/A
    Click to Apply Online Apply For
    Preferred Club
    Apply For
    Arvest Club
    Apply For
    Apply For
    Basic Blue™
    Apply For
    Free Blue™

    *Additional Account information below

    Balance Requirements
    All Checking Accounts: Minimum to open $50.

    The description herein is a summary only and does not include all terms, conditions and exclusions of the program described. Please refer to the complete program description as well as certificate of insurance for complete details of eligibility, coverage and exclusions.

    Online BillPay: Free for Preferred Club, Arvest Club & myBlue®. Bill payments are $0.50 each for Basic Blue™ and Free Blue™.

    Mobile Banking, Mobile Alerts, & Mobile Check Deposit available with checking, savings, and money market accounts. Consult your wireless internet provider about applicable fees for required data plans.

    Non-Arvest ATM Transaction Fees:
    Fees apply to all accounts except Preferred Club. Fees may apply at non-Arvest ATMs or other non-ATM PIN withdrawals or transfers.

    Preferred Club: The Arvest portion of the ATM fee is waived on 6 non-Arvest ATM transactions per statement cycle. ATM owners may charge an additional fee.

    AD&D Insurance
    Insurance products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

    Free Checks
    myBlue®, Basic Blue™, & Free Blue™ (ages 62+): Account holders must be 62+ to receive free single wallet-style checks. Shipping and handling charges apply.
    Preferred Club: Free single wallet or duplicate-style checks available at no charge. A $3 discount is applied to any other personal check type selected.
    Arvest Club: Free single wallet style checks available at no charge. A $3 discount is applied to any other personal check type selected.

    All checking accounts: To receive an electronic statement you must be enrolled in online banking.
    Free Blue™ e.Statements and online banking are required for this account. If you do not accept the Online Banking terms and conditions and consent to the Use of Electronic Communications, the account will be converted to a Basic Blue account with a $3 monthly service fee.

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    Choose Your Account

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    Get Moving and Open a New Bank Account

    Our associates and resources make it easy to choose the bank account that fits your needs. The information on this page can help you make sure you don't forget anything. We strive to help make the account selection simple and easy for you.

    • Relationship benefits - Look for accounts that offer relationship benefits such as checking accounts that earn interest or consumer loans that include discounts.
    • Branch locations and hours - Make sure your bank is convenient to where you live, work or go to school.
    • Account protection - Not all banks are FDIC members, so be sure the one you choose is a member. Look for the Member FDIC logo on their website or in branches at teller windows.
    • Bank online anytime, anywhere - The Arvest Go mobile app has been Certified by J.D. Power for providing "An Outstanding Mobile Banking Experience."
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    Switching Banks Should be EASY

    When you're ready to change banks, it's going to be awesome! At Arvest, we’re going to be with you every step of the way and help make the switch as easy and enjoyable as possible - we'll even get you a bag of popcorn while you wait!

    Want to switch today? Visit a local branch or schedule an appointment to speak with an Arvest associate.

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    Day-to-Day Spending

    Your checking account is where you'll keep your spending money until you're ready to use it for regular expenses. This may include expenses like groceries, electricity, your rent or mortgage, and/or car payment.

    Deposit money and then spend it in ways that are easiest for you. Keep track of your deposits and withdrawals by watching your account statements through online or mobile banking.

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    Savings Accounts can Help You Prepare for The Future

    Your savings account is where you set aside money for the future. Whether you're thinking of saving for a down payment on a house, car or new appliance - it's a safe and convenient way to save and earn interest. When choosing a savings account, you'll want to consider a few things:

    • Interest rate - Savings accounts generally earn interest based on how much money you have in the savings account.
    • Minimum balance - Most savings accounts require a minimum deposit to open an account and may ask that you maintain a minimum balance to avoid a monthly fee.
    • Withdrawal limitations - Know how many withdrawals you can make without incurring fees.

    An Arvest Savings Account makes a great companion to an Arvest Checking Account. Learn more and apply for a Savings Account.

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    Bank Locally

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    Serving All of Our Communities - Large and Small

    We've made a commitment to managing our banks at the local level, which is unusual for a bank our size. However, we believe it is one of the values that makes us unique. Arvest operates 14 autonomous, community-oriented banks, each with its own local president, board of directors and management team. Serving our communities in this way allows our associates to be deeply involved in our communities, volunteering time and donating resources to make the communities we call home better for everyone.

    We take banking seriously while creating a friendly, welcoming environment in our branches and at community events. Take a look at some of the things already going on in our communities!

    Arvest Helpful Moments Videos Highlight Our Communities

    We take great pride in being a part of the communities we serve. That's why we launched the Arvest Helpful Moments series. We want to spotlight the inspiring individuals around us making a difference.

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    We Are Local

    We appreciate you as a member of our community. We pride ourselves on staying involved with our local communities and support them whenever we can. Staying local is important. Make the choice to switch to Arvest and start banking local, today.

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    J.D. Power 2021 Mobile App Certification Program recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey or recent servicing interactions. For more information, visit jdpower.com/awards.