Personal Savings Accounts

Arvest Savings Accounts

  • Earn interest on your funds
  • Free Online Banking
  • 24-Hour Account Info
  • Debit card access available


Arvest offers a variety of savings accounts to help you earn interest while saving money. Our basic Savings account offers unlimited deposits and earns interest on the balance. Arvest also offers a Cool Blue Savings account for those under the age of 18. This account carries no monthly service fee.

All Arvest savings accounts include free services you need to do your day-to-day banking, including Arvest Online Banking, Mobile Banking, 24-Hour Account Information line and friendly customer service assistance.

Cool Blue Savings

  • No monthly service charge
  • Earns interest on daily collected balance
  • $50 minimum to open

Designed for those under the age of 18. Learn More


  • $2 monthly service charge ($100 minimum daily balance or $500 average daily balance to avoid)
  • Earns interest on daily collected balance
  • $100 minimum to open

A basic savings account that earns interest. Learn More

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Money Market

  • $10 monthly service charge (minimum daily balance of $2,500 to avoid)
  • Earns interest on daily collected balance based at current Money Market Rate
  • $100 minimum to open

If you’re maintaining higher balances, the Money Market account pays a better interest rate than a traditional savings account. Learn More

Apply Now

Certificate of Deposit (CD)

  • Fixed rate certificates available
  • Competitive market rates on maturities from 31 days to 5 years
  • Interest distribution options available
  • $1,000 minimum deposit to open

Important Deposit Account Disclosure Information:

  • Rates are subject to change without prior notice, at the bank’s discretion
  • Fees could reduce earnings on interest-bearing accounts
  • Complete deposit account disclosures containing terms and fee information are available upon request.

Learn more

Individual Retirement Account (IRA)

  • Fixed or variable rate products available
  • No monthly service charge
  • $1,000 minimum to open
  • Paper statement
  • Earns interest