What is a surplus disbursement?

A surplus disbursement refers to a surplus of funds in your escrow account. At least once per year, we analyze your loan’s escrow account. If there is a surplus or excess of funds in your escrow account balance, we mail the excess funds to you as a check. Escrow surplus disbursements occur when we have more than the required funds in your escrow account to pay your anticipated insurance and tax bills.

To access your escrow account or see your balance, log into your account at mymortgage.arvest.com.