Mortgage Loan Programs
Find the Best Mortgage Option For you
Whether you’re buying your first home or building your dream house, Arvest Bank offers a variety of mortgage programs to help you buy a home. Our Home4Me™ process offers the ultimate user-friendly experience because you control how you want to engage each step of the way. Our seamless, cross-platform process makes it easy to complete the required documentation across any channel – mobile, online, phone or in-person.
First-time homebuyers can take advantage of an FHA loan’s lower down payment requirement. Veterans can benefit from VA loan programs offering terms like no down payment, no monthly mortgage insurance requirement, and favorable interest rates. Arvest also offers construction loans, conventional loans, rural development loans and more.
- Fewer restrictions
- For borrowers with good credit scores and larger down payments
Conventional loans offer fixed and adjustable terms. Contact a mortgage lender to learn more about your options and which may be the best fit for you.
- Lower down payments
- Easier to qualify for this type of home loan
FHA loans are backed by the Federal Housing Administration. As a result, these loans are easier to qualify for while still offering a competitive rate. Down payments are as low as 3.5% for this type of loan.
- Designed to help American Veterans purchase a home
- 100% financing with eased requirements
Veterans of the US Military can take advantage of VA Loans backed by the US Department of Veterans Affairs.
Rural Development Loans
- Zero down payment / 100% financing
- Minimal monthly mortgage insurance
Rural Development Loans are for buyers who are interested in purchasing a home in a rural area as determined by the US Department of Agriculture.
- Finance construction costs while building a home
- Can be used to finance a variety of new construction
Learn more about applying for a mortgage loan and the documentation you will need to provide to help your lender process your application.
- Jumbo loans
- Physician loans
- Standard non-conforming loans
- Condominium loans
Arvest offers a variety of mortgage programs to help you and your family buy a home. Contact a mortgage lender today to discuss your particular needs and how Arvest can help you.