Lending Questions

Frequently Asked Questions About Home Loans

Have a question about mortgages with Arvest? We’ve answered some of the most common questions we receive from both prospective homebuyers as well as current customers. These questions are organized by type in order to help you find exactly what you’re looking for. If you have a question that is not featured on this page, please reach out to us. We're happy to help!

Getting Started

• What mortgages do you offer?
• How do I qualify for a mortgage?
• Where can I find Arvest's current mortgage rates?
• How do I lock in a mortgage rate?
• Can I apply for a mortgage online or on my mobile phone?
• Can I request a mortgage pre-qualification?

General Information

• What is an ARM loan?
• What is PMI?
• What is MIP?
• What is an escrow account?
• What is the Arvest Home4Me app?
• How can I determine the equity in my home?

Payments & Statements

• How can I make an Arvest mortgage payment?
• How do I change my payment frequency for my mortgage?
• How can I stop/cancel my mortgage automatic draft?
• Why would my monthly mortgage payment change?
• Can I make additional principal payments to my mortgage?
• What is an escrow payment?
• How can I sign up for electronic mortgage statements?

Need Additional Help

• How do I get help with my mortgage?
• How can I find a mortgage lender?
• How do I contact Arvest Central Mortgage Company?