Spin On Spending

  • A photo of two cell phones being held up with a paper heart in between them on a blue background

    It's Not Love, It’s A Scam

    February 10, 2025

    Risk & Fraud Awareness

    Online dating is on the rise and scammers are finding new ways to trick those who are looking for love.

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  • Two women holding gift wrapped purchases and laughing while out shopping for the holidays

    Tips to Safeguard Your Holiday Shopping in 2024

    November 13, 2024

    Risk & Fraud Awareness

    As the seasons change and new routines begin, many consumers will turn their spending towards the holiday season. Whether online shopping or purchasing in-store, it is important to keep your debit and credit card information secure.

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  • A graphic image showing a person typing at their computer with a shield & lock symbol overlaid. The image is depicting online security.

    Emerging Fraud Trends and How to Protect Yourself

    October 3, 2024

    Risk & Fraud Awareness

    Fraud is an ever-evolving threat, adapting with technology and finding new ways to exploit individuals and organizations.

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  • A couple sitting on their patio drinking coffee together

    Choosing a Beneficiary for Your IRA or 401(k)

    September 18, 2024

    Wealth Management

    Selecting beneficiaries for retirement benefits is different from choosing beneficiaries for other assets such as life insurance.

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  • A photo of a family with two young kids playing together in their living room

    Planning Ahead for Life Insurance Proceeds

    September 4, 2024

    Wealth Management

    Why did you purchase life insurance? Most people buy life insurance to provide a source of income for someone (e.g., a spouse, parent, or child) after they pass. Buying the policy was the first step.

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  • A graphic depicting a person in a mask stealing credit card information through a laptop computer

    Authorized Push Payment Fraud

    September 4, 2024

    Risk & Fraud Awareness

    What is Authorized Push Payment (APP) Fraud?

    Authorized Push Payment Fraud is a type of fraud that occurs when the victim is persuaded - usually through social engineering scams - into transferring money to fraudsters.

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  • A person's hand dropping a quarter into a piggy bank

    Managing Your Retirement Savings Plan

    August 28, 2024

    Wealth Management

    If your employment situation changes, you may wonder what to do with your retirement savings at your previous employer.

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  • A couple meeting with their financial advisor. The woman is shaking hands with the advisor.

    The Long-Term Approach to Building Your Investment Portfolio

    August 28, 2024

    Wealth Management
    Your emergency fund has been established, and you’ve accumulated enough savings to warrant thinking in terms of an investment portfolio. What’s the next step?
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  • A couple picking up their car from a repair shop. The man is shaking hands with the mechanic.

    Planning ahead for “extra expenses”

    July 31, 2024

    Wealth Management

    When it comes to "surprise" expenses, the first thought may be a car breaking down, or a sudden medical emergency. However, these aren’t the only expenses that can balloon out of control quickly.

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  • A family with two young children playing together in their living room

    Investing in an Election Year

    June 17, 2024

    Wealth Management

    For investors, election years should be much like any other year. However, there is sometimes a temptation to try to discern how the political winds may affect investment outcomes.

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  • A couple reviewing paperwork together in their kitchen

    Establishing a Budget

    June 3, 2024

    Wealth Management

    Do you ever wonder where your money goes each month? Does it seem challenging to get ahead? If so, establishing a budget can help keep track of how you spend your money and help you reach your financial goals.

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  • A couple holding hands taking a stroll down the beach

    Retirement – The switch from accumulation to distribution

    May 23, 2024

    Wealth Management

    When it comes to retirement, one of the most common regrets expressed by the recently retired in surveys is not having saved enough. Another regret is spending too much too soon.

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