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Top Question:
Can I make a payment to my credit card account and funds be available immediately?
Best Answer:

We may delay increasing your available credit by the amount of any payment that we receive for up to ten days. 

Payments received Monday through Friday at any Arvest branch during branch hours or via Arvest Online Banking or mobile app, will be credited the day they are received. If the payment due date falls on a Saturday, Sunday, or a legal holiday, the payment will be considered made on time when it is made on the next business day.  Payments received by mail by 5pm Central Time will be credited on that business day.

Payments submitted Monday through Friday through the Account Information Line or over the phone with Arvest Credit Card division will be credited the day they are received.

Payments can be submitted on a non-business day (weekend or holiday) but will not post until the next business day. If a payment due date falls on a weekend or holiday, then a payment will not be considered late if submitted the next business day.

Payments are also accepted at any Arvest Bank branch or by mail at the following address:

Consumer Payment Mailing Address:

Arvest Credit Card

PO Box 2169

Lowell, AR 72745

Business Payment Mailing Address:

Arvest Credit Card

PO Box 2149

Lowell, AR 72745

Please include the top portion of your statement with your check or money order.

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