Top Question:

What is my credit score?

Best Answer:

Your credit score is a numeric rating that determines your creditworthiness. It uses information from your credit report to determine your score. It's used to predict how likely you are to pay back a loan on time.

Some factors that can affect your credit score include:

  • Your bill payment history
  • Your unpaid debt
  • Age of open accounts
  • Any debts that have been sent to collections or foreclosure
  • Bankruptcy claims

Credit scores typically range between 300–850.

Arvest offers customers IDProtect®, an identity theft resolution and credit monitoring service included with Arvest Bank's Plus Checking, Select Checking and Platinum Checking accounts. Learn more about IDProtect®.