Deposit Image ATMs

Making an ATM Deposit is Fast and Easy

Most Arvest ATMs now have the ability to accept non-envelope deposits by scanning your cash or checks — saving you time when making a deposit. These ATMs enhance the deposit process in several ways:

  • No envelope or deposit slip needed
  • Receive images of deposited checks on receipt
  • Receive itemized list of cash deposited on receipt
  • Receive summary total of amount deposited on receipt

Using a Deposit Image ATM is easy and on-screen instructions are provided. For more detail, below are step-by-step instructions for making a deposit.

  1. Insert your card and enter your PIN
  2. Select a Deposit transaction type
  3. Choose the type of deposit (Check or Cash)
  4. Select the account type you wish to deposit to (Checking or Savings)
  5. Select the type of receipt you wish to receive (Summary or With Images)
  6. Insert checks or cash into the deposit slot
  7. Once the machine has read the items, confirm the amount of deposit
  8. Complete transaction and take receipt

Deposit Image FAQs

How does it work?

A Deposit Image ATM accepts cash and check deposits in a different manner than a traditional ATM. Instead of utilizing an envelope and entering the deposit amount on the keypad, cash is inserted into a slot labeled “Cash” and checks are inserted into another slot labeled “Checks”. The ATM then counts the items and totals the deposit, providing an image of each check and an itemized list of bills deposited by denomination. No deposit slip or envelope is required.

How soon will the money reach my account?

$200 will be credited at time of deposit and the remaining money will be credited to the account after the deposit has been processed.

Can I get cash from a Deposit Image ATM?

Yes. Deposit Image ATMs dispense cash.

Is there a limit to the amount of cash I can deposit?

Up to 30 bills can be accepted per each deposit transaction. If you need to deposit more than 30 bills, the transaction will need to be completed and a new transaction started for the additional bills. For business customers who regularly deposit a large amount of cash, other deposit options are available. Please contact your local Arvest Bank for more information.

How many checks can I deposit at one time?

Up to 10 checks can be accepted per each deposit transaction. If you need to deposit more than 10 checks, the transaction will need to be completed and a new transaction started for the additional checks. For business customers who regularly deposit a large number of checks, other deposit options are available. Please contact your local Arvest Bank for more information.

Do I need to sign the back of a check to deposit it?

Yes. Proper endorsement is required of any check deposited. If an endorsement is not made on the back of the check, there may be a delay in processing of that check which could result in a delay in the funds being deposited to your account.

What is the daily cut-off time for deposits?

Our daily cut-off time is 8:00 pm on bank-business days. Deposits and/or transfers submitted after the 8:00 pm cut-off time or on a non-bank business day (such as a holiday or weekend) will be posted on the next bank business day.

Our general funds availability policy is to allow you to withdraw funds deposited in your account on the first business day after the day we receive your deposit. Funds from electronic direct deposits will be available on the day we receive the deposit. In some cases, we may delay your ability to withdraw funds beyond the first business day if more time is required to verify the deposit. Then, the funds will generally be available by the fourth business day after the day of deposit.

For More Information

  • Find your local arvest branch