Find the Right Mortgage Program for You

In addition to conventional, FHA, VA and Rural Development mortgage loans, Arvest offers Non-Conforming loans (loans that do not meet guidelines set by government-sponsored enterprises such as Fannie Mae and Freddie Mac), including Jumbo Loans, Physician Loans, Non-Conforming Standard Loans and Condominium Financing. Meet with an experienced lender to discuss if one of these options best fits your needs.

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Physician Loans

Whether you're just out of medical school, in residency or a physician who has been practicing for years, physician loans are specifically designed to help residents and attending physicians purchase a home.

Our program supports a wide range of medical professionals, including MDs, DOs, dentists (DDS and DMD), podiatrists (DPM) and CRNAs across Arkansas, Oklahoma, Kansas and Missouri. Even medical residents and fellows currently in training may qualify. Benefits of a Physician Loan include:

• Offers up to 103% loan-to-value¹
• Flexible underwriting guidelines
• No mortgage insurance
• Residency program

Jumbo Loans

Jumbo loans offer financing for more expensive homes. These loans typically have a higher interest rate than conforming conventional loans but offer flexible financing features. Benefits of a Jumbo Loan include:

• Financing for loan amounts up to $2.5 million
• Variety of fixed-rate and adjustable-rate loan options
• Blended Jumbo option, which combines a mortgage and a home equity line of credit
• May qualify for additional benefits through our Private Banking team

Non-Conforming Standard Loans

Our Non-Conforming Standard loan products do not always have to meet conforming and government loan requirements. These are loans to individuals or trusts for household, family or other personal (non-business) purposes. Benefits of a Non-Conforming Standard Loan include:

• Flexible underwriting guidelines
• Streamlined approval process

Condominium Loans

These loans are intended for individuals who want to purchase a unit in a condominium project. Benefits of a Condominium Loan include:

• Will allow with non-occupying co-borrower
• Down payment can be a gift
• Combined loan-to-value limit can go up to 90%
• Must meet FHA or Conventional property guidelines