Non-Conforming Mortgage Loan Programs

Benefits of a Jumbo Loan include:

• Financing for loan amounts up to $2.5 million
• Variety of fixed rate and adjustable rate loan options
• Blended Jumbo option which combines a mortgage and home equity line of credit
• May qualify for additional benefits through our Private Banking Team

Physician Loans

Whether you're just out of medical school, in residency or a physician who has been practicing for years, physician loans are specifically designed to help residents and attending physicians purchase a home.

Benefits of a Physician Loan include:

• Offers up to 103% loan to value*
• Flexible underwriting guidelines
• No mortgage insurance
• Residency program

Non-Conforming Standard Loans

Our Non-Conforming Standard loan product does not have to meet FHA or Conventional property guidelines. These are loans to individuals or trusts for household, family or other personal (non-business) purposes.

Benefits of a Non-Conforming Standard Loan include:

• Flexible underwriting guidelines
• Quick approval process

Condominium Loans

These loans are targeted toward individuals who want to purchase housing units in a condominium project.

Benefits of a Condominium Loan include:

• Will allow with non-occupying co-borrower
• Down payment can be a gift
• Combined loan to value limit can go up to 90%
• Must meet FHA or Conventional property guidelines