Arvest Flex Rewards™ Credit Cards
Arvest Visa Signature® Card & Arvest Platinum Credit Card
Get rewarded for everyday purchases with the Arvest Visa Signature® card and Arvest Platinum Credit Card. Accepted at more than 15 million retailers worldwide, an Arvest Flex Rewards™ credit card is the smart choice.
Earn rewards for every dollar spent on eligible purchases and take advantage of other valuable benefits including no annual fee1, a low introductory APR, travel protection, Visa's Zero Liability service, acceptance at retailers worldwide, and much more.
When you apply for a personal credit card with Arvest Flex Rewards™, Arvest will offer you the higher-valued product for which you qualify, either Arvest Visa Signature® or Arvest Platinum card, based on your creditworthiness upon credit approval.1
Arvest Flex Rewards™ Credit Cards Feature:
- No annual fee1
- No foreign transaction fees1
- Low introductory APR on purchases and balance transfers
- Instant cash at more than 21,000 ATMs and 250,000 financial institutions worldwide
- Earn rewards points for every dollar spent on eligible purchases with Arvest Flex Rewards™
- Automatic enrollment and no annual membership fees
- Redeem Arvest Flex Rewards™ points for cash back, statement credit, travel, entertainment, gift cards and more
- Earn 1 Arvest Flex Rewards™ point for every $1 you spend on eligible purchases with the Arvest Platinum Credit Card
- Earn 1.5X Arvest Flex Rewards™ points for every $1 you spend on eligible purchases with the Arvest Visa Signature® card
As an Arvest Flex Rewards™ cardholder, you will enjoy a suite of Visa benefits including:
- Visa's Zero Liability protection
- Roadside Dispatch
- Visa's Global Emergency Assistance Services, including:
- Emergency Card Replacement
- Emergency Cash Disbursement
See Visa's Guide to Benefits for Arvest Platinum to learn more.
Exclusive to the Arvest Visa Signature® Card:
Well-qualified customers may earn even more with an Arvest Visa Signature® card. Take advantage of all the benefits above plus valuable extras like:
- More Arvest Flex Rewards™ earning power – 1.5X points for every $1 spent on eligible purchases
- Valuable credit back for the Global Entry or TSA Pre✓® application fees, up to $1002
- 24/7 complimentary Visa Signature® Concierge3 services to help with reservations, ordering gifts and more
- Worldwide Travel and Emergency Assistance Services
- The best rates, automatic upgrades and VIP perks at more than 900 Visa Signature® Luxury Hotel4 properties worldwide
See Visa's Guide to Benefits for Arvest Visa Signature® to learn more.
Connect with our specialist & apply
Arvest Credit Cards are subject to credit approval. When you apply for a personal credit card with Arvest Flex Rewards™, Arvest will offer you the higher-valued product for which you qualify, either Arvest Visa Signature® or Arvest Platinum card, based on your creditworthiness upon credit approval. Arvest Flex Rewards is a program where Arvest Visa Signature® cardholders can earn one and a half (1.5) points and Arvest Platinum cardholders can earn one (1) point for every $1 spent on eligible purchases using your Arvest Visa Signature® or Arvest Platinum personal credit card. Eligible purchases can be made by the primary cardholder or any additional cardholders on a single Card Account. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, convenience check transactions, purchases of traveler's checks, purchases or reloading of prepaid cards or purchases of other cash equivalents. Arvest may change the program from time to time or cancel the program at any time without prior notice. For complete details, please visit arvest.com/rewards.
Some of the above benefits are provided by Visa® and may vary by product. Certain fees and restrictions may apply and are subject to change. Once your account is opened, we will send you a Guide to Benefits, which includes a full explanation of benefit coverages.
2Global Entry/TSA Pre✓®
To receive a statement credit, you must use your Arvest Visa Signature® card to either complete the Global Entry application and pay the $100 application fee or complete the TSA Pre✓® application and pay the $85 application fee. Credit will appear within two billing cycles and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Fees charged to an Arvest Visa Signature® card are not eligible. Cardholders are responsible for payment of all charges until the statement credit posts to the account. Visa and Arvest reserve the right to modify or cancel this offer at any time and without notice. Refer to the Guide to Benefits provided with your new card for additional details.
3 Visa Signature® Concierge
Arvest Visa Signature® cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders' behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.
4 Visa Signature® Luxury Hotel Collection
In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. Some hotels may provide one of the benefits as a standard feature of the room being booked. In those cases, the hotel may or may not provide a substitute benefit of equal value. Resort fees that cover any of the benefits are not reimbursable. Reservations must be booked either on a Visa Signature® Luxury Hotel Collection website or through Visa Concierge for benefits to apply. Please consult the terms and conditions for each property.