Overdraft Coverage Options

Arvest Overdraft Protection

We offer a number of options to assist you in managing your checking account balance to be sure you do not inadvertently overdraft. Monitoring your balance cannot only help you prevent overdraft fees, it can also alert you should any type of fraudulent activity take place on your account. We are happy to help you get set up with any of these services:

Account Information Line – Automated account information available by phone 24 hours a day, 7 days a week. This service includes the ability to transfer funds between accounts. Any transactions you initiate that have not yet been presented to the bank are not reflected in the available balance information.

Arvest Online Banking – You can use Arvest Online Banking to monitor account activity and balance information each day for transactions that have been presented to the bank. You can also use Arvest Online Banking to transfer funds between accounts and to initiate electronic bill payments through our BillPay service. Any transactions you initiate that have not yet been presented to the bank are not reflected in the available balance information.

Arvest Mobile Banking – You can use Arvest Mobile Banking to monitor account activity and balance information each day for transactions that have been presented to the bank. You can also use Arvest Mobile Banking to transfer funds between accounts. In addition, with a smart phone app you can deposit checks into your account without making a trip to the bank. Any transactions you initiate that have not yet been presented to the bank are not reflected in the available balance information.

Text Alerts – Customers with Arvest Mobile Banking can also sign up for SMS text alerts or push notifications regarding specific account transactions, including deposits posting, withdrawals over a set limit, account dropping below a predetermined balance threshold or an overdraft fee posting.

Email Balance Alerts – Set up email alerts through Arvest Online Banking that will notify you when your account reaches a specific balance amount.

Arvest Spending Card – This reloadable debit card is designed to help prevent overdrafts from occurring. In fact, there is no overdraft fee associated with this product.

In addition, we offer online assistance at arvestmoneyskills.com. This website has resources to assist you with managing your money such as setting budgets, managing credit and a number of other areas of financial management. If you do not have access to the internet, come visit us at your local branch for assistance in using these valuable resources.

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