Protect Your Business & Employees

The Small Business Club Checking account features Business Sense benefits for you, your business and your employees. Enjoy peace of mind with benefits that help protect, monitor and save both you and your employees time and money. 

Business Sense includes benefits for the business, the business owner and employees.

Benefits for the Business

• Data Breach Solutions – Assistance with data breach readiness and response, including access to a data breach specialist and resolution services for up to 25,000 customers in the event of identity fraud due to a data security breach.
• Small Business Monitoring* 
  • Defend – We monitor the depths of the web for compromised business and personal information and alert you promptly if we find a match.    
  • Restore – Access to specialists who can help determine if there has been identity theft and guide you through the necessary restoration activities.
• Legal Services¹ – Access to no-cost legal services, including making calls and issuing correspondence on behalf of your company, and initial phone consultations for new legal matters (terms apply; discounted hourly rates also included for legal care beyond the no-cost services available).
• Private Wi-Fi²* – Up to ten (10) licenses to VPN software that can be installed on a computer, cellular telephone or tablet to send and retrieve internet data privately over unsecured connections such as public Wi-Fi networks, local area networks and internet service provider networks.

Benefits for the Business Owner³

• Personal Identity Theft Benefits 
  • Identity Fraud Resolution – Toll-free access to a dedicated consumer fraud specialist who will support the Business Owner in the resolution of his or her identity in the event of a personal identity theft incident.
  • Up to $1,000,000 Identity Theft Expense Reimbursement Coverage¹ for expenses associated with restoring the Business Owner’s identity following an identity theft event (coverage does not apply if monitoring of the Business Owner’s personal information is not active at the time of discovery of the identity theft event).
    NOTE: Identity Theft benefit services are for personal identity fraud for the Business Owner. 
• High-Risk Transactions Monitoring* – Provides alerts if personal information is used to open new accounts or initiate other high-risk transactions at hundreds of participating banks, brokerages, payment services, cellular providers, insurance companies, retailers and more. 

Benefits for the Business Owner & Employees

• Personal Identity Theft
  • Identity Fraud Resolution – Toll-free access to a dedicated consumer fraud specialist who will support the victim in resolving his or her identity during a personal identity theft incident.
  • Up to $10,000 Identity Theft Expense Reimbursement Coverage¹ for expenses associated with restoring the victim’s identity following an identity theft event.
• Telehealth Plan⁴* – Access to telemedicine and teletherapy services provided by board-certified physicians and licensed mental and behavioral health professionals through an online health portal, plus discounts on prescriptions and lab testing (this is not insurance.).
• Health Discounts – Savings on prescription drugs, vision and dental services (this is not insurance).