Rates

Rates effective as of May 23, 2015

Here you will find current rates for many of Arvest Bank’s deposit products. Not all certificate of deposit terms are shown here, more options are available. Loan rates vary based on the type of loan and the needs of the borrower. For home loan rates, please contact a local Mortgage Loan Officer. For auto, boat, home equity or other personal loans, please call (866) 952-9523 or visit a nearby branch location for rate information.

CERTIFICATE OF DEPOSIT

6 Month 1 Year 2 Year 13 Month 2-Step 26 Month 2-Step
Balance APYInterest APYInterest APYInterest APYInterest APYInterest
$0 - $9,999 0.10%0.10% 0.15%0.15% 0.30%0.30% 0.05%0.05% 0.10%0.10%
$10,000 - $49,999 0.25%0.25% 0.30%0.30% 0.45%0.45% 0.10%0.10% 0.25%0.25%
$50,000 - $94,999 0.30%0.30% 0.35%0.35% 0.50%0.50% 0.15%0.15% 0.30%0.30%
$95,000 - Up 0.35%0.35% 0.40%0.40% 0.55%0.55% 0.20%0.20% 0.35%0.35%

Minimum Balance to Open a CD: $1,000
The annual percentage yield assumes interest will remain on deposit for one year. Interest will be compounded and credited to Certificate of Deposit quarterly. A withdrawal of interest will reduce earnings. A penalty may be imposed for early withdrawal. The Annual Percentage Yield and Interest Rates are subject to change.

CHECKING ACCOUNTS

Minimum Balance APY Interest Rate
Preferred Club Checking $50.00 0.05% 0.05% OPEN CHECKING ACCOUNT
  • Account has variable rate subject to change.
  • Minimum balance to open a personal checking account. $50
  • Minimum balance to open a business checking account. $100

SAVINGS ACCOUNTS

Minimum Balance APY Interest Rate
Savings $100.00 0.05% 0.05% OPEN SAVINGS ACCOUNT
Savings With Qualified Checking* Premium rate with qualifying checking. Learn more.

Account has variable rate subject to change. Interest will be compounded and credited quarterly.
*Relationship Checking Accounts include Preferred Club, Private Banking and Investor Account.
Interest is compounded and credited monthly unless otherwise noted.

MONEY MARKET ACCOUNT

Balance APY Interest Rate
$0 - $2,499 0.05% 0.05% OPEN MONEY MARKET ACCOUNT
$2,500 - $9,999 0.05% 0.05%
$10,000 - $99,999 0.10% 0.10%
$100,000 - $249,999 0.15% 0.15%
$250,000 & Above 0.15% 0.15%
Money Market with Qualified Checking* Premium rate with qualifying checking. Learn more.

Account has variable rates subject to change.
*Relationship Checking Accounts include Preferred Club, Private Banking and Investor Account.
Interest is compounded and credited monthly unless otherwise noted.
†May be subject to a monthly fee if balance falls below $2500.